Our Allotment Insurance has been specifically designed with the needs of allotment associations, clubs and societies in mind. In fact, we're proud to work hand-in-hand with leading representative bodies for the UK allotment community.
Partnered with and recognised by...
The National Allotment Society (NAS). We've partnered with NAS to offer its members a discount under the National Allotment Society Insurance Scheme.
The Scottish Allotments & Gardens Society (SAGS) - members receive a discount through the Scottish Allotments & Gardens Society Insurance Scheme.
The cover your Allotment Association needs
NAS/SAGS member or not, as an allotment association it is your duty to provide an environment that is safe for all. But what happens if a visitor is injured or their property is lost or damaged and they claim it was your fault? Should a visitor be unfortunate enough to suffer an injury that prevented them from working, the cost could run into hundreds of thousands of pounds.
Even if a court decides you were not to blame, the cost of lawyers’ bills alone could potentially run into thousands that may not be recoverable.
At Chris Knott Insurance we want to ensure that, if you are ever put in the situation where someone looks to you for compensation, you have the right insurance cover in place to defend and manage the claim and to protect your allotment association.
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How do we know what cover we need?
No-one expects you to be the experts. That's why Chris Knott is on hand to guide you through and make sure you have the right cover in place.
Together we'll simply select the elements you want and choose the level of policy cover that best suits your individual requirements. Of course, we can advise you if you’re unsure on anything. We want you to be confident in your cover.
What does allotment insurance cover?
Typically, cover is for your legal liabilities - for the defence, management and payment of claims made against you. However, you can also arrange protection for your buildings, equipment, cups & trophies, abandoned events and loss of money. Here's the full run-down...
Upto £10 Million Public Liability - covers your association, trustees, employees, members, landlord, judges, stewards & officials in connection with the activities of the association/club/society. For the defence, management and payment of claims made against you for injury, loss or damage.
Upto £10 Million Employers’ Liability - covers your association for injury, death or disease to employees and volunteers. For the defence, management and payment of claims.
Upto £250,000 Victim Compensation - if you are the victim of negligence and have been unable to re-coup your court award from the negligent person.
UPTO £100,000 Trustees’ Indemnity - covers your trustees for errors, acts and omissions as they carry out their not-for-profit duties. For the defence, management and payment of claims.
£50,000+ Buildings & Equipment - extendable cover that pays for loss or damage to the buildings and equipment owned, hired or used by your club/association/society.
CUPS & TROPHIES - cover for loss or damage.
ABANDONED EVENTS - covers you for cancellation of club organised events due to unforseen circumstances (exclusions may apply).
Loss of Money - cover when taking money to the bank or when it is temporarily at the home of association, club or society officials.
We don't have much money - what does all this cost?
We recognise that you probably don't have access to vast sums of money and that's exactly why you need to protect your Allotment Association in the first place. Thankfully, Chris Knott's cover is highly affordable - starting at just £65 for the year. NAS members and SAGS members receive a discount, so consider joining these organisations for this and all the other benefits.
How do we get a quote?
For peace of mind and a no-obligation quotation, please give Chris Knott a call FREE on 01424 205001 and speak to an Allotment Insurance expert, or request a callback.
Get an Allotment QUOTE
We'll discuss your requirements, provide any advice you need and follow it up with an explanation of our cover solution and how it addresses the risks you face.