Chris Knott Insurance brokers in Hastings, East Sussex     

Motor Excess Protector from £20 for the year

With Chris Knott's Motor Excess Protection you'll get your policy excess back following a motor claim, even if you're at fault.

If your vehicle is damaged, written off or stolen you may be required to pay your motor policy’s combined excesses - an expense you could probably do without at such a stressful time.

Instead of losing that money (this usually occurs if you are at fault or partially at fault), if you have Chris Knott’s Motor Excess Protector in place you’ll be reimbursed the full excess amount upto £1000. You’ll even receive repayment if you’re not at fault but your excess is not recovered from the third party’s insurer within 6 months of the incident.

At the moment, this cover is ONLY AVAILABLE TO EXISTING CHRIS KNOTT CUSTOMERS for whom we also hold the main motor insurance policy.


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Your Quote:


inclusive of IPT


  • Cover for your Compulsory & Voluntary Excess upto £1000.

  • Affordable cover from just £20 per vehicle's policy excess covered = great value for money.

  • Risk-free 14-day Money Back Guarantee after purchase.

  • Recover your excess even if you’re at fault or partially at fault.

  • Speedy reimbursement if there’s a delay of 6 months or more in recovering your excess from an at fault third party.

  • Suitable for motor policies on vehicles upto 44 metric tonnes fully-laden.

  • 12 months’ cover to protect your pocket from unexpected expense.


Policy Summary (IPID)
Full Policy Wording

RESTRICTIONS: Cover is NOT available for damage or incidents already known about by the policyholder at the time of inception.

This cover DOES NOT provide any benefit against a Windscreen Excess or any Young Driver Excess listed in your policy.

The cost of your motor claim must exceed the Total Excess paid by you in order for a Motor Excess Protector claim to be valid.

Your CK Ref: *

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Title: *

First Name: *

Surname: *

Daytime Tel: (inc STD) *

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Make: *

Model: *

Reg.No.: *

Compulsory Excess figure (£): *

This can be found on your Policy Schedule.

Voluntary Excess figure (£): *

This can also be found on your Policy Schedule.
If no Voluntary Excess, please enter 0.

When would you like cover to start?: *

Promo Code (if any):

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Chris Knott Insurance is authorised and regulated by the Financial Conduct Authority (FCA Register No: 304452). Registered in England & Wales No. 2811031.
Registered address: 5th Floor, Cavendish House, Breeds Place, Hastings, East Sussex, TN34 3AA.