Allotment Insurance

Our friendly team is on hand to guide you through the insurance process and make sure your allotment association has the right cover in place.

Working together, we’ll select the right elements and choose the level of cover that best suits your individual needs. Of course, we can advise you if you’re unsure about anything. We want you to be confident in your cover.

Typically, cover is for your legal liabilities i.e. for the defence, management and payment of claims made against you. However, you can also arrange protection for your buildings, equipment, cups and trophies, abandoned events and loss of money.

Here’s the full run-down…

Public Liability

Covers your association, trustees, employees, members, landlord, judges, stewards and officials in connection with the activities of the association/club/society. For the defence, management and payment of claims made against you for injury, loss or damage. Up to £10m limit.

Employer’s Liability

Up to £10 million to cover your association for the injury, death or disease of employees and volunteers. For the defence, management and payment of claims.

Victim Compensation

If you are the victim of negligence and have been unable to recoup your court award from the negligent person, this section will provide up to £250,000 in cover.

Trustees’ Indemnity

Covers your trustees for errors, acts and omissions as they carry out their not-for-profit duties. For the defence, management and payment of claims. Up to a £100,000 limit.

Buildings & Equipment

Extendable cover that pays for loss or damage to the buildings and equipment owned, hired or used by your club/association/society.

Cups & Trophies

Cover for loss or damage.

Abandoned Events

Covers you for cancellation of club-organised events due to unforeseen circumstances (exclusions may apply).

Loss of Money

Cover when taking money to the bank or when it is temporarily at the home of association, club or society officials.

We recognise that you probably don’t have access to vast sums of money – that’s exactly why you need to protect your allotment association in the first place. Thankfully, our cover is highly affordable and starts at just £69 per year. NAS members and SAGS members receive a discount.

You can. We can ensure that any sheds owned by the association are protected against damage and destruction. If individual plot holders need cover for their own sheds, this will need to be covered by their personal insurance.

Yes. If your allotment association manages a community garden, we can organise relevant protection for the garden and its contents as well as any associated liabilities. Just mention the garden to our brokers when you arrange a quotation.

Yes. Not only can we arrange protection for allotment associations, but individual allotment holders too. They simply need to call us on 01424 205001 to arrange a quote for their plot.

For peace of mind and a no-obligation quotation, please give Chris Knott Insurance a call on 01424 205001 and speak to an Allotment Insurance expert, or request a callback.