Commercial Insurance
Whatever your business looks like, protecting it properly is essential.
At Chris Knott, we arrange commercial insurance that works for the way you operate, whether you’re a sole trader, SME, or something more complex. From insuring your premises and vehicles to protecting your liabilities, we help you cut through the confusion and get cover that’s reliable, relevant, and cost-effective.
Our team takes the time to understand your business, not just your bottom line. No generic packages, just smart, tailored policies built to fit your risks, your industry, and your priorities.
Why Choose Chris Knott for Commercial Insurance?
With over 40 years’ experience and a strong track record in both personal and business cover, we bring dedicated insight and a hands-on approach to every policy we arrange.
And because we’re not a call centre or an algorithm, you’ll always deal with a real, UK-based team who’ll explain your cover clearly, act fast when you need help, and support you through the whole life of your policy.
Commercial Vehicle Insurance
Whether you have a single van or a whole fleet, we’ll arrange cover that keeps your vehicles, and your business, on the road. From courier work to tradespeople, we match your policy to the way you use your vehicles.
Motor Trade Insurance
If you run a motor-related business, such as servicing, repairs, sales, or valeting, we can arrange Motor Trade Insurance that includes road risks, premises cover, tools, and liability, all under one tailored policy.
Fleet Insurance
Managing multiple vehicles? We arrange Fleet Insurance that provides a single policy for all your company vehicles, cars, vans, or a combination of both, with flexibility, ease of administration, and reasonable pricing.
Property And Liability Insurance
From shops and offices to warehouses and surgeries, we can help you protect your business premises, stock, equipment, and liabilities. Need employer’s liability, public liability, or professional indemnity? We’ll get you covered properly.
Landlord And Commercial Property Insurance
Whether you let a single unit or manage a commercial property portfolio, we can arrange insurance that covers your buildings, rental income, and legal liabilities—tailored to the tenants and business types you work with.
Employers’ Liability Insurance
If you employ anyone, full-time, part-time, temporary, or even volunteers, Employers’ Liability Insurance is a legal requirement in the UK. It protects you if an employee is injured or becomes ill because of the work they do for you. Even with health and safety practices, accidents can happen, and this cover ensures you’re not left footing the bill.
At Chris Knott, we make sure your policy is compliant, clearly worded, and proportionate to your business risks. Whether you run a small local team or manage a growing workforce, we’ll match you with cover that keeps your people and your business protected.
Public Liability Insurance
Public Liability Insurance protects your business if someone is injured or their property is damaged because of your activities. Whether it’s a customer slipping on your premises or an accident during a site visit, it covers legal fees, compensation, and court costs.
It’s especially important for tradespeople, retailers, and any business that deals with the public. We’ll help you find a policy that reflects your level of interaction, so you’re not left vulnerable to claims, no matter how unexpected.
Professional Indemnity Insurance
Professional Indemnity Insurance is vital if you offer advice, consultancy, or professional services. It protects you if a client claims they’ve lost money because of a mistake or oversight in your work, whether it’s poor advice, a design flaw, or missed deadlines.
From consultants and contractors to designers and accountants, we arrange cover that’s tailored to your field. It’s not just about ticking a box, it’s about safeguarding your reputation, your finances, and your future.
Management Liability Insurance
Running a business comes with legal responsibilities. Management Liability Insurance protects you and your senior team against claims arising from decisions made in the course of running the company, whether that’s mismanagement, breach of duty, or employee disputes.
This kind of policy is ideal for limited companies and partnerships. We’ll help you assess whether your management exposure warrants this cover, and ensure your business leaders are personally protected if claims come your way.
Directors And Officers Insurance (D&O)
Directors And Officers Insurance is designed to protect individuals in leadership roles from personal liability. If you’re a director, officer or board member, you can be held personally accountable for the decisions you make on behalf of the business.
D&O cover steps in to protect your personal finances if you’re faced with legal action from regulators, shareholders or employees. We help you get the right level of protection so you can lead with confidence, knowing you’re covered behind the scenes.
Business Interruption Insurance
If a fire, flood or unexpected event shuts down your business operations, Business Interruption Insurance helps cover your loss of income and keeps your finances afloat while you recover. It’s the support you need when your business can’t operate as usual.
We tailor this cover to your specific trading risks and recovery periods. Whether you run a high-street shop, a workshop, or a growing office-based business, we’ll make sure you have the resilience in place to bounce back.
Commercial Insurance Knowledge Hub
Not sure what your business needs—or what your current policy really covers? Our Commercial Insurance Knowledge Hub gives you helpful, no-fluff articles and FAQs on key topics like fleet management, public liability, and landlord risks. It’s the support you need to make smarter decisions for your business.
