Church Insurance

Protect your church’s property and activities with tailored insurance

Church Insurance is a tailored solution that protects faith centres, such as churches, from a diverse and unique range of risks.

It is offered by experienced brokers such as Chris Knott Insurance, who acknowledge that churches are not just bricks and mortar and services on a Sunday. We know that faith centres are responsible for a huge range of activities, services and ministries within the community, and it is this knowledge that can help us find you the right cover.

Whether you are searching for insurance for a church, temple, mosque or other faith centre, get in touch with the specialist team at Chris Knott Insurance today to create the right policy for you.

Key benefits of choosing CKI

  • In-depth experience of the unique needs of churches and other religious denominations, from local faith centres to international organisations.
  • A FREE Church Insurance review to assess your risks and current gaps in your insurance, find solutions and provide you with a no-obligation quote.
  • Sound and impartial advice for recommendations that you can trust.
  • A dedicated contact with someone who understands you and your church.
  • First-class service that always exceeds your expectations.
  • Quick and efficient claims assistance to help you get back up and running quickly.
  • Ongoing support throughout your time with us.

 Insurance is one of those items that you know you need but would rather not pay for. We have found that UK Church Insurance makes every effort to understand our general and specific needs and then works hard to find the best solution, which keeps our costs as low as possible. This fits well with our plan of minimising expenditure – always crucial in a tough financial climate.

Kevin Rose – King’s Church, Hastings

Church Insurance FAQs

What is Church Insurance?

Church Insurance combines a range of insurance policies to protect the hugely diverse activities of faith centres such as churches or mosques. As unique places, church buildings, their contents and the role they play in the community mean that standard insurance policies are unlikely to provide the right level of cover. With a tailored Church Insurance policy that covers areas such as employers’ liability, events, pastoral care and counselling and advice, you can rest assured that your faith centre has the right protection in place to carry out its work.

Why do we need a Church Insurance policy?

Churches, temples and other faith centres are hugely active in the community and undertake a diverse range of operations. A ‘one size fits all’ approach could mean that you are left with gaps in your insurance, opening you up to risk and huge expenses.

Opting for a specialised Church Insurance policy reduces this risk, particularly when you work with experienced brokers such as Chris Knott Insurance who have in-depth knowledge of the risks and solutions in this area.

What does Church Insurance cover?

Church Insurance coverage will be tailored to the unique needs and activities or your church or faith centre. However, the following is likely to be useful:

  • Church Buildings Cover: If the structure of your church, temple, hall or mosque is damaged or destroyed, Buildings Insurance will repair, replace or rebuild it.
  • Church Contents Cover: If your church’s equipment or contents are stolen or damaged, this cover will offer you financial protection.
  • Fellowship Only: If you don’t own the building in which you worship or offer services, this cover could be the perfect fit.
  • Public Liability: If a claim is made by visitors or members for injury or damage to their property, Public Liability Insurance will help to cover the costs of legal fees and damages.
  • Trustees Indemnity: This cover protects your church leadership team from claims of negligence or poor decision-making.
  • Manse Cover: This is Landlord Insurance for churches that own and rent out property.
  • Event Insurance: This cover is usually provided as standard, so if you host fundraisers, breakfast mornings, Alpha courses or any other one-off or regular event, you can be sure that you have the financial protection you need.
  • Food bank Insurance: This cover will protect the food bank’s activities and stock. It also includes special advice for those linked to a church.
  • Employers’ Liability: Employers’ Liability Insurance will protect you if a claim is made by your employees or volunteers for injury or illness sustained while carrying out work for you.
  • Abuse Cover: If an allegation of abuse is made, this cover will provide you with financial protection.
  • Publisher’s Liability: This cover protects your websites and other publications against accusations of libel. This includes downloadable sermons or recorded CD sessions, which could be accused of slander.
  • Group Travel Insurance: This will cover non-clerical group trips, such as missionary work, by members or staff to other locations in the UK or abroad.
  • Cyber Insurance: If your church’s website, data or systems are compromised, Cyber Insurance can help cover recovery and notification costs.
Are Church Halls covered too?

As a faith centre in a community, it is possible that you have an additional hall that you use to host events or get-togethers for your members. If your church hall has the same address as your church, it will automatically be included in the cover. If you have halls or other church properties elsewhere, simply mention other buildings you use when getting your quote from us and we can extend the cover to include them.

Does Church Insurance apply to other faiths?

Absolutely! Our Church Insurance can cover faith centres from all religions and denominations, such as synagogues and mosques, and will be tailored to suit the exact needs and activities of your organisation.

How much does Church Insurance cost?

The cost of Church Insurance coverage will depend on several factors, including:

  • The rebuild cost of the property
  • The contents on the church
  • The activities you carry out
  • The number of employees and volunteers you have
  • Previous claim history

To get an accurate quote, speak to the knowledgeable team at Chris Knott Insurance today.

Contact Chris Knott Insurance for a Church Insurance quote today on
0800 917 2274

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