Tradesman Insurance

Insurance for tradesmen covering tools, equipment and risks to others

If you ply your trade as a carpenter, plumber, electrician or other skilled professional, then Tradesman Insurance can protect you against your unique risks.

With the right Tradesman Insurance in place, you can carry out your work safe in the knowledge that you will be financially protected should a member of the public be injured or your tools stolen.

Key benefits of choosing CKI

  • Impartial guidance on insurance for tradesmen
  • UK-based staff and no call centres
  • Dedicated account manager
  • Expert knowledge and understanding of different trades
  • Helpful claims assistance for efficient claims settlement
  • Ongoing support throughout your time with us

Good price, no arguments from me. Third year insuring with Chris Knott and the price for me with Business Insurance cover hasn’t hardly changed. A* for looking after existing customers.

Mr Nigel Corbett

Tradesman Insurance FAQs

What is Tradesman Insurance?

Tradesman Insurance is a package of policies specifically tailored to those who are self-employed or run small businesses offering skilled trades. For instance, carpentry, bricklaying or plumbing.

Insurance for tradesmen therefore offers protection for your tools, equipment and liabilities linked to members of the public or any staff. As a result, it typically includes Tradesman Public Liability Insurance, Employers’ Liability Insurance and Tradesman Tool Insurance.

Do I need Tradesman Insurance?

If you employ anyone within your business, including apprentices, you will need Employers’ Liability Insurance. This is a legal requirement and means that you gain financial protection should an employee claim that they were injured or made ill by carrying out work for you.

Even though other cover included in Tradesman Insurance isn’t a legal obligation, it is still worth bearing in mind. This is because damaged or stolen tools and equipment can be expensive to repair or replace. You may also face compensation claims from members of the public for any damage to their property or injury to themselves. 

And what happens if a client isn’t happy with your work and asks for compensation?

Speak to an experienced Tradesman Insurance broker to discover more about the benefits of protecting your business.

What does Tradesman Insurance cover?

Insurance for tradesmen is adapted to meet your individual needs. However, it can include:

Can I get Vehicle Insurance for tradesmen?

Absolutely! As a skilled tradesperson, it’s likely that you will need to protect the vehicle you use to get to each job and transport your tools and equipment. 

We can therefore provide Tradesman Van Insurance or Tradesman Car Insurance to protect your transport. This is available as:

  • Fully comprehensive
  • Fire, Theft and Third Party
  • Third Party Only

How much does Tradesman Insurance cost?

The cost of Tradesman Insurance will vary from business to business. This is because it is dependent on the protection you need, the size of your business and the risks you face.

To get the best Tradesman Insurance for you, talk to our knowledgeable team. They’ll answer any questions you have and put together a tailored Tradesman Insurance quote for you.

Get a Tradesman Insurance quote today on
0800 917 2274

Are you looking for Public Liability Insurance?