Commercial Building & Contents Insurance

Specialist protection designed for owners of commercial land and premises

Commercial Building Insurance covers a broad range of property types, from shops and warehouses to factories and restaurants. Each one faces its own unique range of risks, which is why our experienced Commercial Team tailors policies to your unique needs.

Key benefits of choosing CKI

  • Wide range of property types and activities covered
  • Unoccupied Commercial Property Insurance available
  • Skilled team on hand to provide ongoing advice and support
  • Protection for commercial property portfolios available

Many thanks for your confirmation and time spent ensuring I am fully covered.
Great service and much appreciated, thanks!

Steven Gibbons SG Property Portfolio

Commercial Property Insurance FAQs

What is commercial property?

A commercial property is any land or building that is used to generate income and isn’t residential. For instance, shops, village halls, gyms and offices are all considered commercial property.

Do I need Commercial Building Insurance?

Although it’s not the law, if you have loans or mortgages against the commercial property, it’s likely that the provider will insist that you have Business Buildings Insurance at the very least. This ensures that their investment is protected. We would also recommend it to protect your investment. If anything happens to the property, such as fire, theft or flood, insurance will cover the cost to repair or rebuild. If you can’t use the building or rent it out, it could have a serious impact on your income.

Can you provide Unoccupied Commercial Property Insurance?

Yes, insurance is available for unoccupied business buildings. These are often subject to certain conditions, such as regular inspections, but we can explain your options when you arrange a Commercial Property Insurance quote with us.

How much is Commercial Building Insurance?

As with most commercial insurance policies, the premium is dependent on a number of factors, including:

  • Value
  • Location
  • Business activities undertaken
  • Claims history

For a bespoke quotation, contact our Commercial team on 0800 917 2274 today!

    Contact Chris Knott Insurance for a Commercial Building Insurance quote today on 01424 205009

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