Breakdown Cover
Here at Chris Knott Insurance, we can provide Breakdown Cover for all of the cars in your household, with prices starting from just £75 per vehicle.
Being stranded on the side of the road because of a breakdown can be even more stressful if you don’t have someone to call for help. With Breakdown Cover in place, you can get assistance and mitigate some of the hassle to get your vehicle back on the road. We also have NO vehicle age limits.
Our Breakdown Cover is provided by On Insurance in partnership with the AA. We have negotiated preferential rates, which means you can benefit from considerable cost savings.
With 2,500 patrols operating across the UK and dedicated AA call centres handling enquiries, you can set out on your journey with complete peace of mind.
Choose from UK Only Cover or UK+ and Europe Breakdown Cover
UK Only Breakdown Cover from On Insurance in partnership with the AA is ideal if you don’t travel abroad and want standard Breakdown Cover. It includes*:
- HomeStart
- Roadside Assistance
- National Recovery
- Fault Diagnoses
Use the options below to view full UK and EU cover information.
|
UK+ (in addition to UK only)
| European Cover
|
Get cover for additional cars
Do you have more than one car in need of Breakdown Cover? Take out additional Breakdown Cover policies for your other vehicles and benefit from preferential rates.**
- Standard UK cover: Additional policies cost just £75
- UK+ and Europe cover: Additional policies cost only £100
| Features | UK Only Cover | UK+ and Europe Breakdown Cover |
|---|---|---|
| HomeStart | ✓ | ✓ |
| Roadside Assistance | ✓ | ✓ |
| National Recovery | ✓ | ✓ |
| Fault Diagnoses | ✓ | ✓ |
| Enhanced Onward Travel | ✓ | |
| Replacement Hire Car | ✓ | |
| Medical Recovery | ✓ | |
| Overnight Accommodation | ✓ | |
| Alternative Travel Costs | ✓ | |
| Vehicle Drop-Off Service | ✓ | |
| 24-hour Helpline | ✓ | |
| European Recovery | ✓ | |
| Break-in Cover | ✓ | |
| Parts Sourcing | ✓ | |
| Emergency Accommodation | ✓ | |
| Price | £75 | £100 |
*RESTRICTIONS: The breakdown service is only available 24 hours after you have bought cover. If assistance is needed immediately, an additional charge will be payable. The registered vehicle must be roadworthy, within 3.5 tonnes and no wider than 2.55m. In Europe, the vehicle must also not be longer than 7m and no higher than 3m. Maximum party size of 8 persons. In the UK, the tow to a local repairer may not be within opening hours. Within Europe, your registered vehicle will not be recovered if it will cost more than its current market value or if the cost of repairs is £500 or less. Motorcycles under 200cc are not covered in Europe.
**RESTRICTIONS: A separate annual policy will be required in all cases. Additional vehicles cannot be added to an existing policy. The above additional vehicle rates only apply where there is a full-price policy in force at the inception of the new policy. These terms also apply at renewal.
Breakdown Cover FAQs:
Got questions? Our Motor Insurance FAQ section answers all the usual—how pricing works, what cover levels mean, how excess protection works—and cuts through the jargon so you can make informed decisions. Think of it as your quick-read road map to better insurance understanding.
If your vehicle stops working and brings your journey to an abrupt halt, Breakdown Cover steps in to get you on the road again.
Vehicle breakdown could be caused by all sorts of issues, from a flat battery to a punctured tyre. By having Breakdown Cover in place, you can call for help to get the problem fixed. It doesn’t matter whether you’re on the side of a motorway or stuck in the driveway of your own home – someone will come to assist you.
Our Breakdown Cover, provided by On Insurance in partnership with the AA, has two options. You can choose from standard UK Only cover, or get extra UK benefits and European coverage with UK+ and European Breakdown Cover. These benefits include a replacement hire car and overnight accommodation, just in case the problem cannot be fixed then and there.
The cost of Breakdown Cover depends on how much protection you want.
At Chris Knott Insurance, our Breakdown Cover starts from just £75. This includes roadside assistance, national recovery and HomeStart.
However, if you want an enhanced UK policy or European cover, you can choose UK+ and European Breakdown Insurance. These policies start from £100.
Whichever policy you pick, you can benefit from preferential rates for additional vehicle policies.
Getting a flat tyre is not an uncommon occurrence. Fortunately, most Breakdown Cover policies will include this, so you can call for help and get your tyre changed if this happens to you.
Our Breakdown Cover is for private vehicles or light commercial vehicles. This includes light vans, trailers, campervans, trailer and motor caravans, motorhomes and minibuses. We are also able to insure motorcycles.
In addition, we do not set limits on the car’s age, which means that you can get Vintage or Classic Car Breakdown Cover too.
However, there are restrictions in terms of vehicle size.
The vehicle must be within 3.5 tonnes and no wider than 2.55m. For European cover, the vehicle cannot be longer than 7m or higher than 3m. These size restrictions will also include anything attached to your vehicle, such as luggage racks and tow bars. Trailers and caravans are measured separately.
For motorcycles, you will not be able to get European cover for those that are under 200cc.
Yes, you can!
If you’re planning to drive in Europe, you can choose UK+ and European Breakdown Cover.
This policy gives you enhanced UK protection as well as the following European cover:
- 24-hour Helpline
- Roadside Assistance
- Recovery
- Replacement Vehicle Hire
- Break-in Cover
- Parts Sourcing
- Emergency Accommodation
Of course! We know that classic cars need quite a lot of looking after in order to keep them working, which means that breakdowns are not uncommon. There is therefore no age limit on the cover provided by On Insurance in partnership with The AA, which means you can cover your prized vintage motors.
Yes. If you have more than one car or motorcycle in your household, you can insure them all on the same policy. However, you can benefit from preferential rates if you take out additional individual policies. Talk with our team to find out more.
Motoring Knowledge Hub
Dive into our Knowledge Hub to explore easy-to-read articles on all things motor insurance—from breakdown cover and agreed value policies to the latest news, tips on excess, no-claims bonuses and more. It’s our way of empowering you with insight—because informed drivers make better coverage choices.
