Breakdown Cover
24/7 UK and European Breakdown Cover from £75 per vehicle. Arranged by Chris Knott and provided by On Insurance in partnership with the AA.
A roadside vehicle breakdown is never convenient, and it rarely happens at a good time. Whether it’s a flat battery at home or a puncture on a longer journey, having Breakdown Cover in place means help is available when you need it.
At Chris Knott, we arrange vehicle Breakdown Cover for cars, motorcycles and light commercial vehicles, with assistance provided by On Insurance in partnership with the AA. That gives you access to a nationwide network of patrols and 24-hour support across the UK and Europe.
What Cover Options Are Available?
Our business and personal cover options in the event of a breakdown are available in two levels, depending on how and where you drive.
UK-Only Breakdown Cover
This option is suitable if you don’t travel abroad and want reliable vehicle cover anywhere in the UK. Only available within 24 hours after buying cover, it includes*:
- HomeStart – All the benefits of Roadside Assistance at your home address
- Roadside Assistance – Available throughout the UK, 24/7, every day of the year
- National Recovery – Recovery to a single UK destination of your choice
- Fault diagnosis – Finding/diagnosing the fault with your vehicle and attempting repair
The UK-only car Breakdown Cover includes 2,500 patrols nationwide, 4 out of 5 vehicles at the roadside, repairs done in less than 30 minutes, cover for the driver and up to 7 passengers, as well as a lack of fuel/charge.
*RESTRICTIONS: In the UK, the tow to a local repairer may not be within opening hours.
UK+ and European Breakdown Cover
With this Breakdown Cover option, you can receive all UK benefits, along with enhanced protection and European cover**. Additional benefits include:
|
UK+ (in addition to UK only)
| European Cover
|
Can I Cover More Than One Vehicle?
If you have more than one vehicle in your household, you can arrange separate Breakdown Cover policies and benefit from preferential rates. These include the following features:
- Standard UK cover: Additional policies cost just £75
- UK+ and Europe cover: Additional policies cost only £100
| Features | UK Only Cover | UK+ and Europe Breakdown Cover |
|---|---|---|
| HomeStart | ✓ | ✓ |
| Roadside Assistance | ✓ | ✓ |
| National Recovery | ✓ | ✓ |
| Fault Diagnoses | ✓ | ✓ |
| Enhanced Onward Travel | ✓ | |
| Replacement Hire Car | ✓ | |
| Medical Recovery | ✓ | |
| Overnight Accommodation | ✓ | |
| Alternative Travel Costs | ✓ | |
| Vehicle Drop-Off Service | ✓ | |
| 24-hour Helpline | ✓ | |
| European Recovery | ✓ | |
| Break-in Cover | ✓ | |
| Parts Sourcing | ✓ | |
| Emergency Accommodation | ✓ | |
| Price | £75 | £100 |
Each vehicle requires its own annual policy, and additional vehicles cannot be added to an existing policy. The above additional vehicle rates only apply where there is a full-price policy active at the start of a new policy.
*RESTRICTIONS: The breakdown service is only available 24 hours after you have bought cover. If assistance is needed immediately, an additional charge will be payable. The registered vehicle must be roadworthy, within 3.5 tonnes and no wider than 2.55m. In Europe, the vehicle must also not be longer than 7m and no higher than 3m. Maximum party size of 8 persons. In the UK, the tow to a local repairer may not be within opening hours. Within Europe, your registered vehicle will not be recovered if it will cost more than its current market value or if the cost of repairs is £500 or less. Motorcycles under 200cc are not covered in Europe.
**RESTRICTIONS: A separate annual policy will be required in all cases. Additional vehicles cannot be added to an existing policy. The above additional vehicle rates only apply where there is a full-price policy in force at the inception of the new policy. These terms also apply at renewal.
Which Vehicles Can Be Covered?
You can get a breakdown policy for a wide range of vehicles. Our experienced team can help you find the type of Breakdown Cover best suited to your type of transport, which can include:
- Cars and light vans
- Motorcycles
- Campervans and motorhomes
- Trailers and caravans
- Minibuses
There are no vehicle age limits, which means older, classic and vintage vehicles can be covered alongside newer models. Vehicles must be roadworthy and within the maximum weight of 3.5 tonnes and the maximum width of 2.55 metres.
Already Broken Down?
If you already have Breakdown Cover in place, contact your emergency helpline as shown in your policy documents for immediate assistance.
If you do not currently have cover, our team can arrange protection for future peace of mind — with policies becoming active 24 hours after purchase.
Why Choose Chris Knott for Breakdown Cover?
We’ve been helping motorists across the UK since 1983, with over 40 years’ experience arranging insurance and related cover that works in real-life situations.
Our Breakdown Cover is provided by On Insurance in partnership with the AA, giving you access to a nationwide network of patrols and 24-hour call centres. We’ve negotiated preferential rates to help keep costs competitive, particularly for households with more than one vehicle.
Based in Hastings, East Sussex, we’re authorised and regulated by the Financial Conduct Authority (FCA Register No: 304452), giving you confidence that you’re dealing with a reputable broker.
Get a Breakdown Cover Quote Today
If you’re looking for a reliable cover level that offers good value and practical support for motor breakdowns, we can help. With prices starting from £75 per vehicle and assistance provided by On Insurance in partnership with the AA, our cover is designed to be straightforward, hassle-free and dependable. Contact our UK-based team to arrange cover, talk through your options.
Breakdown Cover FAQs:
Prices start from £75 per vehicle for UK-only cover. UK+ and European Breakdown Cover starts from £100, with preferential rates applying for each added vehicle.
Assistance for flat tyres is typically included in Breakdown Cover, allowing you to call for help if you’re unable to continue your journey.
UK+ and European Breakdown Cover provides enhanced UK benefits and roadside assistance, recovery, replacement vehicle hire and emergency accommodation while travelling in Europe.
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