Property Insurance
Providing peace of mind for homeowners, tenants and landlords.
Whether your home is of standard construction, has unique features or is let to tenants, our experienced team is on hand to help you get the right Property Insurance for your needs. Thanks to our relationships with a number leading of home insurers, we can help you find a great deal for your protection. In addition, many offer lifestyle discounts to non-smokers, non-drinkers, charity workers and church members, for example.
Why Choose Chris Knott for Property Insurance?
Whether it’s your home, holiday let, or landlord portfolio, Chris Knott brings the same trusted, personalised service to property insurance as we do for motor. With over four decades of brokerage experience, we understand that no two properties, or property owners, are the same. That’s why we take the time to match you with a policy that reflects your circumstances, not just tick boxes.
We work with a panel of leading UK insurers to secure tailored cover—whether you need buildings, contents, accidental damage or specialist landlord protection. From listed buildings to modern flats, we’ve got it covered. And with a UK-based team just a phone call away, you’ll always speak to someone who knows what they’re doing—and who genuinely wants to help.
Home Insurance You Can Trust
Home Insurance gives you essential financial protection should the worst happen. If a fire wreaks havoc, subsidence occurs or a thief walks off with your brand-new TV, Home Insurance can step in to cover the costs of replacing or repairing your property and possessions.
Non-Standard Home Insurance
Non–Standard Home insurance is designed for homes that are a little bit special. Whether your home is listed, in a converted factory, or made of more experimental materials for environmental benefits, Non–Standard Home Insurance can be tailored to meet its unique risks.
High Value Home Insurance
High Value Home Insurance provides additional reassurance and cover for unique homes and valuable possessions. With almost 30 years’ of experience, Chris Knott Insurance can provide protection that is specifically tailored to your home and contents, with specialist cover offered for jewellery, fine art, antiques, fine wine, and rare and collectable items.
Multi-Property Landlord Insurance
Multi-Property Landlord Insurance, also known as Property Portfolio Insurance, is designed to provide protection for all of the properties within a landlord’s portfolio. Simpler, easier to manage and more cost-effective than individual Landlord Insurance policies, Multi-Property Landlord Insurance provides specialised cover to a portfolio of rented residential and commercial properties.
Listed Building Home Insurance
Listed Building Home Insurance provides you with specialised contents and buildings cover for vital financial protection if your listed home is damaged or destroyed. Listed homes have more complex risks and are more expensive to repair, replace, or restore. This is because bodies such as Historic England may need you to use period materials or specialist craftsmanship, which will be more costly and time-consuming than those used for a new house. Your content may also be more valuable.
Holiday Home Insurance
Your holiday home deserves more than just standard cover. Our Holiday Home Insurance is built specifically for second properties and UK-based getaways—whether you use them occasionally or let them out. We’ll make sure you’re protected against the unique risks that come with owning a second home, with tailored policies that include buildings, contents, and unoccupancy cover. Reliable, flexible and handled by experts who understand the market.
Property Insurance FAQs:
Got questions about property insurance? We’ve answered the most common ones—from what cover you really need to how claims work—so you can feel confident and informed before you take out a policy.
Yes—second homes and holiday lets come with different risks, like periods of unoccupancy or guest stays. That’s why we arrange dedicated holiday home insurance that covers these scenarios, giving you proper protection where a standard home policy may fall short.
Buildings insurance typically covers the structure of your home—walls, roof, windows, and permanent fixtures like kitchens or bathrooms—against risks like fire, flood, or storm damage. We’ll help you find a policy that matches your property’s value and any unique features it may have.
Absolutely. We work with insurers who understand the complexities of listed properties, thatched roofs, timber frames and more. If your home doesn’t fit the ‘standard’ mould, we’ll still find the right cover.
Yes. Landlord insurance is specifically designed for rental properties and includes cover for things like loss of rent, tenant damage, and legal expenses. We can tailor policies to suit single properties or portfolios.
Most standard insurers place restrictions on unoccupied properties, but we can arrange cover that takes longer periods of vacancy into account—ideal for second homes, holiday homes, or if you’re between tenants.
Yes, we can include contents cover for furnishings, appliances, and other belongings you provide in a holiday home or rental. Just let us know what’s in the property, and we’ll make sure it’s covered appropriately.
Of course. Our UK-based team is here to talk you through your options, explain the cover in plain English, and make sure everything suits your needs before you buy. No pressure, just honest advice.
Property Insurance Knowledge Hub
Want to get more from your cover? Our Knowledge Hub is packed with straightforward articles on everything from landlord responsibilities to insuring unoccupied homes—giving you the insight to make smart insurance choices.
