Multi-Property Landlord Insurance
Protect the properties in your portfolio from damage and loss of incomeMulti-Property Landlord Insurance, also known as Property Portfolio Insurance, is designed to provide protection for all of the properties within a landlord’s portfolio.
Simpler, easier to manage and more cost-effective than individual Landlord Insurance policies, Multi-Property Landlord Insurance provides specialised cover to a portfolio of rented residential and commercial properties.
This usually includes Building Insurance, Contents Insurance, Loss of Income and Landlord Liability to give landlords perfect peace of mind.
Key benefits of choosing CKI
- Sound and impartial advice to get you the right cover at the right price
- Ability to insure both commercial and residential properties within one policy
- No limit on the number of properties you can add
- A direct line to a dedicated contact for all of your Multi-Property Landlord Insurance needs
- Expert understanding of the insurance needed by landlords with a property portfolio
- First class service that always exceeds your expectations
- Quick and efficient assistance to settle claims
- Ongoing support throughout your time with us
Excellent service, very helpful. They could give information and services when other companies couldn’t. We have been using their services for many years for insurance of both cars and home and property.
Mrs Elsa M Richter
Multi-Property Landlord Insurance FAQs
What is Multi-Property Landlord Insurance?
Multi-House Landlord Insurance provides specialist cover to landlords who own and let out more than one property, which could be residential or commercial. By having just one policy that incorporates all of a landlord’s property, Rental Property Portfolio Insurance simplifies the management of property insurance, which can become unwieldy as a portfolio grows. It means there is just one renewal date and that landlords can simply add and remove properties whenever they need to. Insuring multiple properties under one policy is also more cost-effective than buying Landlord Insurance for each individual property. The larger the property portfolio, the bigger the potential savings.
What does Property Portfolio Insurance cover?
Property Portfolio Insurance includes specialised Landlords Buildings and Contents Insurance to provide financial protection if your properties’ structures or landlord-owned contents are damaged. Multi-Property Landlord Insurance can also include the following:
- Cover for both commercial properties and residential homes, with or without tenants.
- Loss of Rental Income cover, which will provide financial protection if one or more of your buy-to-let property becomes uninhabitable.
- Alternative Accommodation cover, which will cover the costs if your tenants need to be housed elsewhere due to damage to one of your properties.
- Landlord Public Liability Insurance, which protects you if a third party injures themselves in one of your properties. For example, if your tenant falls down the stairs due to a loose carpet or a tradesperson hurts themselves while carrying out work, they could make a claim against you. This insurance will help you to cover legal costs, damages and attendance at court.
Do I need Multi-House Property Insurance?
If you own and rent out more than one residential or commercial property, it could be easier and more cost-effective to insure all of your properties under one Rental Property Portfolio Insurance policy. This is because organising and managing separate insurance policies for each of your properties can become more time-consuming and difficult as your property portfolio grows. Having one Multi-Property Landlord Insurance policy means you have just one renewal date and you can simply add or subtract properties from it when you need to. Organising just one policy can also save you money. To find out more, speak to our experienced Property Portfolio Insurance team today.
How much is Multi-Property Landlord Insurance?
Your Landlord Property Portfolio Insurance quote will depend on several factors, including:
- The number of properties you wish to insure
- Whether they are residential or commercial
- The age of the properties
- Their rebuild value
- Whether they are furnished
- Who you let to (students, professionals, businesses, etc.)
- Your claims history
If any of the properties are houses of multiple occupation (HMO). To get an accurate Multi-Property Landlord Insurance quote, talk to the experienced team at Chris Knott today.
Contact Chris Knott Insurance for a Multi-Property Landlord Insurance quote today on
0800 917 2274
