Chris Knott Insurance

Classic Car Insurance

Are you looking for specialist classic car insurance for your cherished vehicle? At Chris Knott Insurance, we understand that classic cars are prized possessions that deserve unique protection. As experienced classic car insurance brokers, we provide comprehensive classic car insurance designed specifically to protect your classic car, whether it's a vintage car or a modern classic vehicle.

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Classic Car Insurance
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What qualifies as a classic car for insurance purposes?

What qualifies as a classic car for insurance purposes?

A "classic car" definition can vary between insurance companies. Typically, vehicles over 20-30 years old are considered classics, but we take a more flexible approach. We recognise that modern classic cars from the 1980s and 1990s also qualify alongside traditional vintage cars from earlier periods based on their rarity, desirability, or historical significance.

If you are unsure whether your car counts as a classic for insurance purposes, our team can advise you on the specific classic car insurance cover that's most suitable for you. Classic cars are maintained to higher standards than everyday vehicles, which means specialist cover is needed.

What qualifies as a classic car for insurance purposes?
The Need

Why do I need specialist classic car insurance?

Standard car insurance policies are designed for vehicles that depreciate over time. The difference between classic and regular car insurance is significant, classics maintain or increase in value, are driven less frequently, and require specialist knowledge for repairs. Insurance companies offering standard car insurance rarely account for these unique characteristics.

Specialist classic car insurance provides several important benefits:

  • Agreed value cover, ensuring the value of your classic is properly recognised.
  • Flexible usage options tailored to how classic car enthusiasts drive their vehicles.
  • Recognition of the care and attention classic car owners and enthusiasts typically provide.
  • Access to specialist repair networks that understand vintage cars.
  • Cover for attendance at classic car shows, car meets, and events.

Without specialist cover, insuring a classic car with a standard car insurance policy could leave you under-protected.

Why do I need specialist classic car insurance?
What's Covered

What does classic car insurance cover?

Our classic vehicle insurance can be tailored to your requirements, but typically includes:

  • Agreed value car cover for your vehicle.
  • Comprehensive classic car insurance protection against accidental damage.
  • Fire and theft cover.
  • Third-party liability protection.
  • Salvage retention options.
  • Cover for spare parts and accessories.
  • European driving cover.
  • Limited mileage discounts.
  • A wedding car cover for those using their classic car commercially.
  • Protection while taking your classic to car shows and events.

 

Compare classic car insurance quotes from us to see how our policies offer flexibility that matches your specific usage patterns and needs.

What does classic car insurance cover?
Can I use my classic car as a daily driver?

Can I use my classic car as a daily driver?

Yes, we can arrange classic car insurance if you drive the car every day. While some classic policies are based on limited annual mileage, we understand that some enthusiasts prefer using their classic car for regular transport. We offer options for higher mileage usage, though this may affect your insurance premium.

Use your classic car every day. We will help you find insurance policies that provide the proper protection while recognising the care classic car enthusiasts give their vehicles, even with regular use.

Can I use my classic car as a daily driver?
Why Choose Us

Why choose Chris Knott for your classic car insurance?

At Chris Knott Insurance, we have been providing specialist vehicle insurance solutions to businesses across the UK.
We work with the UK's leading specialist classic car insurers, who share our appreciation for these special vehicles.

We offer personal service from our UK-based team, and claims support from handlers who understand classic cars. Rather than using compare-the-market sites that might not fully appreciate your vehicle's unique nature, our bespoke service ensures specialist classic car insurance that truly protects your classic.

Contact us today to compare classic car insurance quotes for your vehicle. Our knowledgeable team is ready to help you get classic car insurance that provides the right cover for your cherished classic at a reasonable price.

Why choose Chris Knott for your classic car insurance?
Transparency You Can Trust

Written and Reviewed
by Our Own Team

Every page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.

SC
Written by
Simon Clark
Chris Knott Insurance
SC
Reviewed by
Simon Clark
Chris Knott Insurance
Chris Knott Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority. FCA Register number 304452.
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Quote

Every classic car insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.

Monday to Friday 9am – 5pm
enquiries@chrisknott.co.uk

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