Multi-Car Insurance

You might have a cherished classic alongside your everyday motor, or several specialist vehicles that each deserve the right protection. Multi-Car Insurance brings all motor protection together under one policy, with one renewal date and a simpler way to manage cover for every car you insure.

We know no two collections are the same – our insurance policies are built around your vehicles, how you use them and what matters most to you.

What's Multi-Car Insurance?

Multi-Car Insurance (Multi Car Policy or Car Collector Insurance) allows you to insure two or more cars under a single policy. Instead of managing separate insurance policies with different renewal dates and insurers, everything is combined into one car policy. Our cover is aimed at drivers who own at least one specialist or classic vehicle. It’s a practical option when standard car insurance doesn’t offer the flexibility you need.

What's Covered With Multi-Car Insurance?

With car insurance cover for multiple vehicles, our team can personalise cover per car insured by a policyholder. Options include comprehensive cover for higher-value vehicles, third-party, fire and theft insurance that can work out cheaper for additional cars and Agreed Value cover for classics and specialist vehicles. Low-mileage policies may help save you money if some cars are only used occasionally.

Which Level of Cover Should You Choose?

Comprehensive insurance offers the widest protection and suits most vehicles. Fire and theft insurance can be a beneficial option for lower-value or less-used cars. Each situation may require different cover. Additionally, the number of cars, their type and value, mileage, storage and named drivers will all play a part in the policy cost and possible discount. Our team can help assess which level is suitable for each of your vehicles and aligns with your budget.

Why Choose Chris Knott?

When you choose Chris Knott as an insurance provider for your Multi-Car Insurance, you’ll receive:

  • Extensive experience
    Our team has been arranging motor insurance since 1983.
  • Independent broker
    We work with various insurers to find the right balance of cover and price.
  • Individual no-claims bonuses
    Each car on the policy keeps its own no-claims discount.
  • Optional breakdown cover
    Available across all vehicles on your policy.
  • Dedicated team
    Our Personal Lines team brings over 180 years of combined experience.
  • Clear, supportive service
    Ongoing support that’s always straightforward and helpful.

Get Your Multi-Car Insurance Quote

If you’re looking to protect your car collection, our friendly team is ready to help. We offer pressure-free, professional advice on Multi-Car Insurance that can help protect each vehicle, with one policy and one renewal date. Reach out to get a quote – each car in your collection deserves a tailored car insurance policy.

Multi-Car Insurance Questions FAQs

Got questions? Our Motor Insurance FAQ section answers all the usual—how pricing works, what cover levels mean, how excess protection works—and cuts through the jargon so you can make informed decisions. Think of it as your quick-read road map to better insurance understanding.

How does Multi-Car Insurance work?

At CKI, we’ll do the legwork for you, securing competitive quotes and policies in order to provide the level of cover you need for each and every vehicle you want to insure. 

We can also provide breakdown cover for your vehicles if needed.

Is Multi-Car Insurance cheaper?

That depends. It may still be cheaper for you to insure multiple cars on separate policies, so you will need to weigh this up against the ease of having just 1 policy and 1 renewal date. 

Whichever route you decide to go down, our experienced team at Chris Knott can help you to find the best policy, or policies, for your needs.

How much does Multi-Car Insurance cost?

The price of a Car Collector Insurance policy will vary depending on the number of cars to be insured. Marque, age (driver and vehicle) and value also influence the overall cost of Multi-Car Insurance policies.

If you have any queries or would like a Multi-Car Insurance quote for your prized collection of cars, contact the CKI team.

Are there any restrictions with Multi-car Insurance?

The number and type of vehicles you can insure under 1 policy can vary, so get in touch to discuss your personal requirements with the CKI team. You will also need to own at least 1 classic or specialist vehicle in your collection as our policies are tailored towards enthusiasts.

Check with us whether the cars all need to be registered at the same address too.

Motoring Knowledge Hub

Dive into our Knowledge Hub to explore easy-to-read articles on all things motor insurance—from breakdown cover and agreed value policies to the latest news, tips on excess, no-claims bonuses and more. It’s our way of empowering you with insight—because informed drivers make better coverage choices.

Get Your Multi-Car Insurance Quote Today!

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