Import Car Insurance
Specialist insurance for vehicles imported from around the world
Importing a vehicle to the UK opens up exciting possibilities, whether you’re bringing a rare Japanese performance car, a classic American muscle car, or a sophisticated German saloon. At Chris Knott Insurance, we understand that imported vehicles require specialist knowledge and tailored coverage that reflects their unique characteristics and value.
Our experienced team has been arranging cover for imported vehicles for decades, working with specialist insurers who appreciate the passion and investment that goes into bringing these exceptional cars to UK roads.
Why do I need specialist Imported Car Insurance?
Imported vehicles present unique challenges that standard motor insurers often struggle to understand. From valuation complexities to parts availability, these cars require specialist knowledge and tailored approaches to ensure proper protection.
Many imported vehicles have different specifications from their UK counterparts, potentially affecting performance, safety ratings, and repair costs. Additionally, some imports may have modifications or features not available on UK models, requiring specialist assessment and coverage.
The value of imported vehicles can also differ significantly from UK equivalents. Rare Japanese imports, for example, may command premium prices due to their scarcity and desirability, while classic American imports might appreciate in value over time.
Our specialist insurers understand these nuances and can provide coverage that reflects the true value and characteristics of your imported vehicle.
Which countries do we cover imports from?
We arrange specialist coverage for vehicles imported from countries worldwide. Each region presents its own unique characteristics and requirements:
European Imports
- German Imports – From high-performance BMWs and Mercedes to rare Porsches and Audis
- Italian Imports – Exotic Ferraris, Lamborghinis, and classic Alfa Romeos
- French Imports – Unique Citroëns, Peugeots, and rare Alpine models
- Spanish Imports – Specialist SEAT models and unique European variants
- Swedish Imports – Classic Saabs and Volvos with unique specifications
Eastern European Imports
- Romanian Imports – Unique Dacia models and European variants
- Russian Imports – Rare Soviet-era classics and modern performance cars
International Imports
- Japanese Imports – JDM legends, rare performance cars, and unique specifications
- South Korean Imports – High-performance Hyundais and unique Genesis models
- American Imports – Classic muscle cars, modern performance vehicles, and unique specifications
- South African Imports – Unique market variants and rare models
What factors affect imported vehicle insurance costs?
Several unique factors influence the cost of insuring an imported vehicle:
- Vehicle Rarity – Limited availability can increase both value and insurance costs
- Parts Availability – Difficulty sourcing parts affects repair costs and premiums
- Specialist Knowledge Required – Need for approved repairers familiar with your specific import
- Modification Status – Many imports arrive with modifications or unique specifications
- Age and Condition – Older imports may require agreed value coverage
- Compliance History – Whether the vehicle has been properly registered and complies with UK regulations
Why Choose Chris Knott for Imported Vehicle Insurance?
At Chris Knott Insurance, we’ve been passionate about imported vehicles for over 40 years, building our expertise through decades of working with enthusiasts who share your appreciation for unique and exceptional cars. Our team understands that imported vehicles aren’t just different specifications – they represent dreams realised, rare finds discovered, and investments in automotive passion. This understanding drives our commitment to providing specialist coverage that reflects the true value and character of your import, whether it’s a JDM legend, American classic, or European exotic.
Our relationships with specialist insurers who genuinely appreciate imported vehicles mean we can offer competitive premiums without compromising on coverage quality. We don’t just arrange policies – we provide ongoing support from fellow enthusiasts who understand the complexities of parts sourcing, specialist repairs, and accurate valuations. When you choose Chris Knott, you’re not just getting insurance – you’re gaining access to a network of knowledge and expertise built specifically around the unique world of imported vehicles, backed by our 5-star rated service and commitment to treating your prized import with the respect it deserves.
Frequently Asked Questions
Standard road policies exclude track use, but we can arrange additional coverage for circuit driving where required. This involves specific terms and conditions and typically requires additional premium.
For rare or appreciating imports, we typically recommend agreed value coverage. This involves establishing a mutually agreed worth with you and the insurer, often supported by specialist valuations or market evidence.
We can arrange coverage for modified imports, but it’s essential to declare all modifications. Our team will work with you to ensure all enhancements are properly covered under your policy.
Many imported vehicles, particularly Japanese performance cars from the 1990s and classic American muscle cars, have seen significant appreciation in recent years. Standard motor policies using depreciated values simply don’t reflect this reality.
Our agreed value policies are ideal for appreciating imports, ensuring your coverage keeps pace with your vehicle’s increasing worth. We can arrange annual reviews to ensure your agreed value remains appropriate as market conditions change.
For classic imports, we also offer limited mileage policies that can provide cost savings for vehicles used primarily for shows, events, or weekend drives.
