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Personal Insurance

At Chris Knott, we understand that personal insurance is exactly that: personal.

Whether you’re protecting your car, home, bicycle, or holiday plans, we take the time to match you with cover that fits your life, not just the industry checklist.

With over 40 years of broker experience, we make the whole process easy. Honest advice, clear and expert solutions, and a completely independent service you can rely on every step of the way.

Why Choose Chris Knott for Personal Insurance?

Choosing Chris Knott means choosing a broker who genuinely listens. We don’t use scripts or call centres, you’ll speak directly with our experienced UK-based team, who’ll take the time to understand your needs and help you find a policy that works for your life.

We work with a trusted panel of insurers to offer cover that goes beyond the basics—whether that’s adding protection for your car modifications, supporting your cycle hobby, or helping you navigate complex home cover requirements. With consistently high ratings on Trustpilot and a long history of working with enthusiast communities, we’re proud to be the personal insurance broker people come back to year after year.

Motor Insurance

We offer competitive car insurance for all kinds of vehicles, from your everyday runner to high-value performance models and cherished classics. With specialist experience in enthusiast vehicles, modified cars, and club cars, we know what makes a great policy.

Our motor insurance options include flexible cover for additional drivers, business use, and tailored excess protection. We also offer enhanced benefits for owner’s club members. No matter what you drive, our team works hard to make sure your cover is comprehensive, fairly priced, and easy to manage.

🔹 Modified and performance cars welcome
🔹 Optional Excess Protection and GAP cover available
🔹 Enthusiast-friendly insurer panel

Travel Insurance

Planning a holiday? Whether you’re heading abroad for a single trip or travelling regularly throughout the year, our travel insurance options are designed to give you peace of mind. We arrange cover for medical expenses, trip cancellations, lost belongings, and more.

We also offer options for travellers with pre-existing conditions, cruise holidays, winter sports, and extended trips. If you’re a frequent flyer or travelling with family, we’ll help you find affordable, flexible cover that meets your needs—so you can relax and enjoy the journey.

🔹 Single trip and annual multi-trip policies
🔹 Cover available for travellers with medical conditions
🔹 Cruise and winter sports options available

Cycle Insurance

Cycling is more than a mode of transport—it’s a passion. That’s why we offer insurance that protects not only your bike, but your lifestyle. Whether you ride a road bike, e-bike, mountain bike or BMX, we can arrange cover that includes theft, damage, and third-party liability.

Our policies can also extend to accessories, cycling abroad, racing, or holiday use. If you use your bike for commuting, adventure, or professional purposes, we’ll help you choose a policy that reflects how you actually ride—without hidden exclusions or surprise limitations.

🔹 Cover for e-bikes, road bikes, and cargo cycles
🔹 Theft, accidental damage and liability protection
🔹 Cycling holiday cover available

Property Insurance

Whether it’s your main residence, a second home, or a let property, we can help protect your property and its contents against the unexpected. We work with a wide range of insurers to offer buildings and contents cover, landlord protection, and flexible holiday home insurance.

We’ll tailor the policy around your situation, factoring in things like location, occupancy, rebuild costs, and the value of possessions. If you have specialist requirements or high-value items, just let us know, we’re here to help you get comprehensive protection without unnecessary extras.

🔹 Residential, let and holiday home cover available
🔹 High-value property and item support
🔹 Independent advice on policy structure

Personal Insurance Knowledge Hub

Want to understand more about personal insurance before you buy? Our Knowledge Hub is packed with useful guides, practical tips, and FAQs written by real brokers. Whether you’re insuring your first home, planning a big trip, or wondering how excess protection works, we’ve got clear, straightforward answers that help you feel confident in your cover.

This is where you’ll find expert guidance on everything from choosing the right policy type to handling claims and renewals. It’s part of our commitment to making insurance more transparent, accessible, and helpful for everyone.