Excess Protection Insurance
When your vehicle is damaged, stolen, or written off, you may be left paying your motor policy’s compulsory and voluntary excess, often at a time when you’re already dealing with enough stress. That’s where Excess Protection Insurance comes in.
With Chris Knott’s insurers, Motor Excess Protector, you can claim back your excess, up to £1,000 per claim, no matter who was at fault. Even if the accident wasn’t your fault and the third-party insurer delays reimbursement, the insurer will still repay you after six months. It’s a smart, low-cost add-on that protects your wallet when you need it most.
Why Chris Knott?
If your vehicle is damaged, written off, or stolen, you may be required to pay your motor policy’s combined excesses, an expense you could probably do without at such a stressful time.
Instead of losing that money (this usually occurs if you are at fault or partially at fault), if you have Chris Knott’s Motor Excess Protector in place, you’ll be reimbursed the full excess amount up to £1000. You’ll even receive repayment if you’re not at fault, but your excess is not recovered from the third party’s insurer within 6 months of the incident.
Benefits of Excess Protection Insurance
- Reimburses up to £1,000 of your policy excess (compulsory and voluntary combined)
- Affordable cover starting from just £25 per vehicle
- 14-day money-back guarantee for total peace of mind
- Claim even if you’re at fault or only partially at fault
- Covers delays in third-party excess recovery (6+ months)
- Valid on vehicles up to 44 tonnes fully laden
- Protects you for 12 months against unexpected excess costs
Frequently Asked Questions
Are you looking for Modified Car Insurance?
Contact Chris Knott Insurance for an Excess Protection Insurance quote today on 0800 917 2274.
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