Cycle Insurance
Cycle Insurance protects your bike from theft, damage, and third-party liability. Find out more about cover options.
Cycle Insurance can give riders like you peace of mind when you’re out and about or locking up your bike for the day. With protection for theft, damage, and third-party injury, you can set out on your next two-wheeled adventure safe in the knowledge that you have the right cover in place.
Whether you use your bicycle to commute, compete, or test out your skills in a BMX park, quality insurance for bicycles can ensure both you and your bike are protected. That’s why we’ve teamed up with Cycler to provide all the protection you need.
It is also very useful if you are borrowing a vehicle that you don’t usually drive, such as a van. This means that you can transport a bulky item or your belongings when moving house.
Why Choose Chris Knott for Cycle Insurance?
Whether you’re a weekend rider, daily commuter, or seasoned cyclist, our Cycle Insurance is designed to keep you covered in the saddle and beyond. We arrange protection for a wide range of bikes, road, electric, mountain, and more, including theft, accidental damage, and even racing or overseas use.
With flexible policies, optional accessories cover, and expert support from a UK-based team, we make insuring your bike simple, personal, and reliable, just like the rest of your insurance with Chris Knott.
Bike Theft Insurance
Bike theft is, unfortunately, a real concern, especially in urban areas or for high-value cycles. Our policies provide comprehensive theft cover whether your bike is stolen from your home, work, or while locked up in public. We’ll make sure your policy matches your storage setup, so there are no nasty surprises at claim time.
From frame to wheels and accessories, we help you get cover that recognises the full value of your bike. With options to cover replacement costs, new-for-old terms, and accessories like locks, panniers and GPS, you’ll be back on the road, or trail, as quickly as possible.
E-Bike Insurance
E-bikes are a modern solution to commuting, leisure and low-impact transport, but they also come with unique risks. Whether you’re riding to work or clocking up weekend miles, we can arrange cover tailored to your e-bike, including protection for the motor and battery. You’ll be covered for theft, accidental damage, and public liability, so you can ride confidently, knowing you’ve got the right support in place.
Our policies can also include personal accident cover and options for cycle accessories, plus protection for e-bikes stored in shared or public spaces. We’ll help you navigate the fine print and find a policy that reflects the value and usage of your e-bike—without overpaying for unnecessary extras.
Road Bike Insurance
Road bikes are precision machines, and whether you’re training, touring, or racing, you want the peace of mind that your gear is properly protected. We arrange cover for high-spec road bikes, including against accidental damage, crashes, and third-party liability. So if the unexpected happens mid-ride, your policy won’t leave you spinning.
With options to cover racing events, overseas use, and even wheelsets and tech, we tailor each policy to how you ride. Whether you’re a club cyclist or a solo weekend warrior, we make sure your bike, and your wallet, are protected every mile.
BMX Insurance
BMX riders need insurance that moves with them, whether you’re hitting the skate park, racing on track, or simply cruising the streets. We can arrange policies that cover your BMX against theft, damage and accidental loss, plus options for personal accident cover if things go wrong mid-trick.
Because BMX bikes are often customised and used in dynamic environments, we work with insurers who understand your needs. From pegs and stunt upgrades to high-spec frames, we’ll help you protect the bike you’ve built your way.
Mountain Bike Insurance
Your MTB sees it all, rough terrain, forest trails, downhill jumps, and it needs a policy that can keep up. We offer cover for hardtails, full suspension, e-MTBs and more, with protection against theft, impact damage, and even worldwide use for riding abroad.
Whether you’re an occasional trail rider or someone who lives for the climbs and drops, we’ll arrange cover that reflects your bike’s value and the way you ride. Add-ons like helmet and gear cover or event use mean your entire setup stays protected—on and off the mountain.
Cycling Holiday Insurance
Taking your bike abroad? We can arrange specialist cycling holiday cover that protects both you and your bike on the move. From lost luggage and trip cancellations to accidental bike damage and medical emergencies, we’ll make sure your entire cycling trip is properly insured.
Whether it’s a leisure tour or a training camp, we can include cover for overseas riding, event entry, and more. Plus, we’ll guide you through travel insurance options that pair with your cycle cover, so you’re fully protected from departure to return.
Cycling Insurance FAQs
Got questions about cycle insurance? Whether you’re covering a commuter bike, a high-end road machine or your e-bike setup, our FAQs cut through the jargon. We’ve answered the most common queries around cover types, theft protection, racing use and more—so you can ride with clarity and confidence.
We can arrange cover for a wide range of bikes—including road bikes, mountain bikes, e-bikes, BMX, tandems, and cargo bikes. Whether you use your bike for commuting, leisure, or competition, we’ll match you with a policy that suits the bike and how you ride it.
Yes, theft cover is a core part of most policies we arrange. Whether your bike is stolen from home, work, or while locked in a public space, we can make sure you’re covered—as long as it meets the insurer’s security requirements (like using an approved lock).
It can be—just let us know. Many of our insurers offer optional event or competition cover, which protects your bike during timed races or organised rides. If you’re involved in club cycling or triathlons, we’ll find a policy that reflects that.
Yes. We can arrange optional cover for items like helmets, lights, clothing, GPS units, and even panniers or cargo attachments. If it’s part of your cycling setup, we’ll help make sure it’s protected.
If you’re planning a cycling trip overseas, just let us know. We can include overseas cover for theft, damage, and even emergency medical costs or bike hire. Whether it’s a training camp, leisure tour or race abroad, we’ve got you covered.
Accidental damage is often included in our cycle policies. If your bike is damaged in a fall or collision, we can help you claim for repairs or a replacement, depending on your policy terms. We’ll always explain what is (and isn’t) covered so there are no surprises.
It’s not a legal requirement, but it’s strongly recommended. Public liability insurance protects you if you accidentally injure someone or damage property while riding. Many of our policies include this as standard, and we’ll make sure it’s right for your needs.
Cycling Insurance Knowledge Hub
Need help navigating the world of cycle insurance? Our Cycling Knowledge Hub brings you practical, easy-to-digest articles on everything from insuring modified bikes to understanding theft exclusions and what to pack for cycling holidays. It’s your go-to space for smarter, safer cycling decisions.
