When your vehicle is damaged, stolen, or written off, you may be left paying your motor policy’s compulsory and voluntary excess, often at a time when you’re already dealing with enough stress. That’s where Excess Protection Insurance comes in.
With Chris Knott’s Motor Excess Protector, you can claim back your excess - up to £1,000 per claim - no matter who was at fault. Even if the accident wasn’t your fault and the third-party insurer delays reimbursement, we’ll still repay you after six months. It’s a smart, low-cost add-on that protects your wallet when you need it most.
Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
Reimburses up to £1,000 of your policy excess (compulsory and voluntary combined)
Affordable cover starting from just £25 per vehicle
14-day money-back guarantee for total peace of mind
Claim even if you're at fault or only partially at fault
Covers delays in third-party excess recovery (6+ months)
Valid on vehicles up to 44 tonnes fully laden
Protects you for 12 months against unexpected excess costs
RESTRICTIONS: Cover is not available for damage or incidents already known about by the policyholder at the time of inception. This cover does not provide any benefit against a Windscreen Excess or any Young Driver Excess listed in your policy. The cost of your motor claim must exceed the Total Excess paid by you in order for a Motor Excess Protector claim to be valid.
From classic cars to daily drivers, breakdown cover to multi-car policies, we arrange specialist motor insurance for every type of driver.
One broker, many kinds of cover - all handled by our UK-based team.
Home, landlord, holiday home, listed buildings, thatched properties and places of worship.
Explore
Liability, professional indemnity, shop insurance, fleet cover and business interruption.
Explore
Annual, single trip, medical conditions and group travel cover for UK and overseas.
Explore
Charity, church, dog business, allotment and place of worship insurance from specialists.
ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every excess protection insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
