Chris Knott Insurance

Abarth Insurance

When you own an Abarth, you're driving a piece of Italian motorsport heritage - compact cars turned into road-going rockets through decades of tuning expertise. At Chris Knott Insurance, we arrange cover designed for Abarth owners who want their enthusiast credentials properly recognised, whether they drive a 595 Competizione, a 124 Spider, or a modern Abarth 500e.

Our UK-based team understands that Abarths are often modified, track-driven, or kept as weekend cars - and we work with insurers who actually price cover with that in mind, rather than treating your car as a standard Fiat. Call us for a quote that reflects how you really use your car.

UK-Based Team
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Abarth Insurance
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Years' Experience
Why specialist cover

What makes insuring an Abarth different?

An Abarth isn't a standard supermini. Whether you own a 595, 595 Competizione, 695, 124 Spider or the newer 500e, you're driving a car that's been tuned by the factory and often modified further by a dedicated owner community. Uprated exhausts, Koni suspension, bigger brakes and Record Monza systems all push the car beyond its factory spec, and mainstream insurers either refuse to rate the modifications or load the premium heavily. Track-day use is another sticking point - plenty of owners take their Abarth to Bedford or Donington, and off-the-shelf policies often exclude that outright. We arrange cover that understands the car for what it is.

What makes insuring an Abarth different?
The need

Why do you need specialist Abarth insurance?

Try getting a fair quote for a modified 595 Competizione through a comparison site and you'll see the problem. Declare the Record Monza exhaust, the remap, the poly bushes, and the algorithm either kicks you out or adds a four-figure loading. The cars are also genuinely quick for their size - a 695 Biposto is closer to a hot hatch than a Fiat 500 - and they attract thieves who know the badge. Standard policies tend to ignore agreed values, which leaves you exposed if your low-mileage 124 Spider is written off. Our panel includes insurers who understand modified car insurance and will rate your Abarth properly, whether it has aftermarket modifications or is just as it left the Abarth factory.

Why do you need specialist Abarth insurance?
What's covered

What does Abarth insurance cover?

A policy arranged through Chris Knott can be shaped around how you actually use the car. Typical features include:

  • Agreed value on low-mileage, well-kept examples - important for 595 Competizione and 124 Spider owners
  • Cover for declared modifications: exhaust, induction, suspension, brakes, ECU remaps and cosmetic changes
  • Track-day cover on request, for the driving-to-and-from as well as the session itself where available
  • Laid-up cover if the Abarth is a second or third car and only comes out in summer
  • Multi-car discounts when the Abarth sits alongside a daily driver
  • UK and European breakdown, plus cover for spare parts and in-car entertainment where fitted

Ring our UK-based team and we'll build a quote that reflects the real car, not an averaged-out version of it.

What does Abarth insurance cover?
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Get a Motor Insurance Quote That’s Built Around You

Looking for insurance that truly understands your car? At Chris Knott, we offer tailored motor insurance backed by expert advice and personal service - no call centres, no hassle. Whether you drive a classic, a performance model, or a daily runner, we’ll help you find the right cover at the right price.

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Frequently Asked Questions

Your Abarth Insurance Questions Answered

The most common questions we're asked about abarth insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.

How are Abarth insurance premiums calculated?

Several factors influence the cost of insuring your Abarth:

  • Model and performance level - The specific Abarth model you own affects your premium, with higher-powered versions typically costing more to insure.
  • Your driving history - Your age, experience, and claims history all play significant roles in determining your premium.
  • Usage patterns - How you use your Abarth, including annual mileage and whether it's a daily driver or weekend car.
  • Security measures - Whether you store your Abarth in a garage, have tracking devices installed, or use other security features.
  • Modifications - Any aftermarket changes to your vehicle beyond the factory specification could impact your premium.
How can you reduce your Abarth insurance costs?

While performance vehicles like Abarths can sometimes command higher premiums than standard cars, there are several strategies to keep your insurance costs reasonable:

  • Build your no-claims bonus - A clean driving record demonstrates responsibility and can significantly reduce premiums over time.
  • Consider your annual mileage - Limited mileage policies can offer substantial savings if you don't use your Abarth as a daily driver.
  • Enhance security - Store your Abarth in a garage when possible and consider approved security devices like tracking systems and immobilisers.
  • Advanced driving qualifications - Completing advanced driving courses can sometimes lead to premium reductions while also improving your skills.
  • Membership in owners' clubs - Some insurers offer discounts to members of recognised Abarth owners' clubs, acknowledging the enthusiasm and care typical of club members.

As insurance specialists, we work with multiple insurers to find rates that reflect both the special nature of your Abarth and your individual circumstances.

Transparency You Can Trust

Written and Reviewed
by Our Own Team

Every page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.

SC
Written by
Simon Clark
Chris Knott Insurance
SC
Reviewed by
Simon Clark
Chris Knott Insurance
Chris Knott Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority. FCA Register number 304452.
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Every abarth insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.

Monday to Friday 9am – 5pm
enquiries@chrisknott.co.uk

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