Chris Knott Insurance

Bentley Insurance

When you own a Bentley, you’re driving a piece of British automotive heritage that represents the pinnacle of luxury, craftsmanship, and performance. At Chris Knott Insurance, we understand the unique requirements that come with insuring these prestigious vehicles, and we’re here to provide the specialist coverage your Bentley deserves.

Whether you own a powerful Continental GT, the elegant Flying Spur, the commanding Bentayga SUV, or a cherished classic from Bentley’s illustrious past, our experienced team has the knowledge and specialist insurer relationships to secure comprehensive protection for your luxury vehicle.

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Bentley Insurance
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What makes insuring a Bentley unique?

What makes insuring a Bentley unique?

Bentley vehicles represent exceptional value, with new models ranging from £150,000 for a Continental GT to over £300,000 for bespoke Mulliner creations. Classic Bentleys, particularly rare models like the original Continental R or vintage Speed Six, can command significantly higher values at auction.

The handcrafted nature of Bentley vehicles means that each car contains hundreds of hours of skilled craftsmanship. From the hand-stitched leather interiors to the meticulously finished wood veneers, these vehicles require specialist knowledge when it comes to repair and restoration.

Bentley’s commitment to bespoke personalisation through their Mulliner division means that many vehicles on the road are unique, one-off creations. This individuality presents particular challenges for standard insurers who may not understand the true replacement cost of custom features and rare specifications.

Our specialist insurers recognise these complexities and can provide appropriate coverage that reflects the true value and craftsmanship of your Bentley, whether it’s a modern masterpiece or a treasured classic.

What makes insuring a Bentley unique?
How much does Bentley car insurance typically cost?

How much does Bentley car insurance typically cost?

The cost of insuring your Bentley depends on numerous factors, but as a general guide, luxury vehicle coverage typically represents between 2-5% of the vehicle’s value annually. For a £200,000 Continental GT, you might expect to pay between £4,000-£10,000 per year, though this can vary significantly based on your circumstances.

Classic Bentley models often benefit from more favourable rates through specialist classic car policies, particularly if they’re used for limited mileage and stored securely. These policies recognise that classic vehicles are typically driven more carefully and less frequently than daily drivers.

The premium you’ll pay depends on several critical factors including your driving history, where the vehicle will be stored, annual mileage expectations, and the specific model and specification of your Bentley. Our team works closely with you to understand these variables and secure the most competitive premium possible whilst ensuring comprehensive protection.

How much does Bentley car insurance typically cost?
Frequently Asked Questions

Your Bentley Insurance Questions Answered

The most common questions we're asked about bentley insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.

Is Bentley insurance expensive?

Bentley insurance does tend to carry higher premiums due to the high value of the vehicles, costly parts and specialist repair requirements. However, as an independent broker we search a wide panel of specialist insurers to find competitive rates. Factors like agreed value cover, limited mileage and secure storage can all help bring the premium down.

Can you insure a classic Bentley?

Yes, we have extensive experience insuring classic Bentleys from the 1920s Blower models through to the Continental R and Arnage. We can arrange agreed value cover to ensure your classic Bentley is properly valued, along with specialist repair networks that understand these vehicles.

Do I need agreed value cover for my Bentley?

We strongly recommend it. Standard market value policies may undervalue your Bentley, especially older or rarer models. With agreed value insurance, you and the insurer agree on the car's worth upfront, so you receive the full amount in the event of a total loss.

Can I get Bentley insurance with modifications?

Yes. Whether your Bentley has aftermarket wheels, exhaust upgrades, ECU remapping or cosmetic changes, just let us know the details and we will find an insurer from our panel who can cover it properly. Our experience with modified car insurance means we know which insurers are sympathetic to modifications.

Do you offer multi-car discounts if I have more than one Bentley?

Yes. If you have a collection of vehicles, we can arrange multi-car insurance or a collector car policy that covers all of them under one agreement. Each vehicle accrues its own no claims bonus, and you benefit from the convenience of a single renewal date.

Transparency You Can Trust

Written and Reviewed
by Our Own Team

Every page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.

SC
Written by
Simon Clark
Chris Knott Insurance
SC
Reviewed by
Simon Clark
Chris Knott Insurance
Chris Knott Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority. FCA Register number 304452.
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