Ford Insurance
From the popular Fiesta and Focus to the practical Kuga and Transit, Ford vehicles are built for real-world driving. We understand that, regardless of which model you own, having the right cover is essential.
Whether you’re driving a used car, a brand-new vehicle or something with heritage behind it, we can help you find cover that fits. At Chris Knott, we arrange Ford Insurance that reflects what owners value most: reliability, sensible costs and peace of mind.
A Brief History of Ford Vehicles
Ford Motor Company was founded by Henry Ford in 1903, revolutionising manufacturing with the Model T in 1908 and the moving assembly line in 1913. Ford arrived in the UK in 1911, and models like the Escort, Cortina, Capri and Fiesta became part of British motoring culture over the decades, remaining hugely popular across the nation.
What Affects the Cost of Ford Insurance?
Ford Insurance protects vehicles of the brand of all ages and types, reflecting how your car is used, where it’s driven and its value. Common factors that affect the cost:
- Model and insurance group
- Driving history
- Mileage and location
- Modifications
Why Choose Chris Knott Insurance?
With us, you can get cover that you trust to keep your Ford vehicle protected.
- Over 40 Years of Experience – We’ve been arranging motor insurance since 1983 as an independent broker based in Hastings, East Sussex.
- Team Knowledge – Our Personal Lines team has over 180 years of combined experience in the industry, so we know how to find the right cover for your needs.
- Vehicle Understanding – We have experience with modified cars, insurance groups and the practical differences between policies.
- Tailored Cover and Service – We take the time to listen and guide on the most suitable and flexible cover.
- Exclusive Discounts – We partner with car clubs and owners’ forums across the UK to offer discounts available exclusively to members.
- FCA Authorised and Regulated – You can trust that you’re dealing with a reputable insurance broker who operates to the highest professional standards.
Ford Models We Can Insure
We arrange motor insurance for the full Ford UK range, including petrol, diesel, hybrid and electric models.
Ford Passenger Cars
We arrange cover for all Ford Focus variants, from the Kuga SUV to everyday hatchbacks, tailored to how you use the vehicle. Though no longer in production, the Mondeo remains a practical executive option for families and business drivers, and we can arrange suitable protection.
Performance Fords
We arrange cover for Ford Focus ST and RS models, including modified vehicles where acceptable. The Fiesta ST remains a popular performance used car, particularly with younger enthusiasts. We also cover modern and classic Ford Mustangs, with insurance that reflects their performance credentials and enthusiast appeal.
Ford Commercial Vehicles
We arrange cover for the Ford Transit range, including goods in transit, business liability and the higher mileage typical of working vehicles. The Ford Ranger appeals to both commercial users and lifestyle drivers, and we can tailor cover to reflect your specific use.
Classic and Heritage Ford Models
For owners of classic Fords, we understand these vehicles often need Agreed Value Cover. Models include the Escort, Capri, Sierra Cosworth, GT and any other heritage Ford. Bespoke cover reflects their appeal to enthusiasts and potential appreciation in value.
What Type of Cover Do You Need?
Choosing the right level of cover depends on your situation.
Fully Comprehensive Car Insurance
This level provides the highest level of protection, often suited to newer or high-value cars. You can receive cover for car and windscreen damage, theft or fire, vandalism and third-party claims. Many modern Fords with advanced systems built into the windscreen can benefit, lowering repair costs.
Third Party, Fire and Theft Insurance
Cover includes protection for injury or harm you cause, as well as a stolen car or fire damage. Third-party-only cover, on the other hand, is the legal minimum for driving in the UK, covering liability but no protection for your own Ford.
Short-Term and Driveway Cover
For Ford drivers who need minimal or temporary cover, our Short Term Car Insurance is suitable. It can be used as driveaway cover so you can take a newly purchased Ford home or to your business before arranging longerterm cover.
Optional Enhancements
For extra peace of mind, these are great add-ons to a policy. Breakdown Cover keeps you moving if your Ford develops a fault, while legal expenses protection helps with costs from motoring incidents. Personal accident cover provides security for you and your passengers, and key and lock replacement covers the cost of replacing or reprogramming modern Ford keys.
How Can You Lower Premiums on Ford Car Insurance?
There are several practical steps you can take to reduce the cost of your Ford Insurance:
- Build your no-claims discount – Each claim-free year reduces your premium.
- Pay annually – Avoid monthly interest charges by paying in full.
- Review at renewal – Compare quotes rather than auto-renewing.
- Improve vehicle security – Fit approved alarms or tracking devices.
- Reduce your mileage – Update your estimated annual mileage if you’re driving less.
Get a Ford Insurance Quote
If you’re looking for car insurance for your Ford that’s clear, fair, and properly adjusted to you, we’re ready to help. Our friendly team provides experience and ongoing support to ensure your cover stays relevant to your insurance needs.
Contact our team to get a quote for Ford Insurance that aligns with how you use your vehicle; no one-size-fits-all approach.
Frequently Asked Questions
Smaller models, such as entry-level Fiesta vehicles, usually fall into lower insurance groups and are cheaper to insure than larger or performance models. Our team can help evaluate cost and offer reasonable prices for your specific Ford model.
Yes, many Ford cars are popular with younger drivers. We work with insurers who offer suitable cover, even with a limited driving history.
Absolutely! Multi-Car Insurance allows you to insure several vehicles under one policy. With this, you receive only one renewal date, allowing for simpler management.
Comprehensive policies cover repair costs to your Ford, subject to policy terms and excess. Claims involving windscreens, theft or fire are handled according to your level of cover. We guide you through the claims process, so you’re never left uncertain.
