Ginetta Insurance
Tailored insurance for Britain’s finest sports cars
When you own a Ginetta, you’re driving a piece of British motorsport heritage that represents decades of racing excellence and engineering innovation. At Chris Knott Insurance, we understand the unique requirements that come with insuring these exceptional sports cars, and we’re here to source the tailored cover your Ginetta deserves.
Whether you own a track-focused G40, the road-going G60, a classic G4, or any model from Britain’s longest-established tailored sports car manufacturer, our experienced team has the knowledge and tailored insurer relationships to secure protection for your prized vehicle.
What makes Ginetta insurance unique?
Ginetta Cars has been building sports cars in Britain since 1958, making it one of the longest-established tailored manufacturers in the country. From their Yorkshire headquarters, they continue to produce vehicles that blur the line between road cars and race cars, creating unique insurance requirements that standard providers often struggle to understand.
The dual-purpose nature of many Ginetta models presents particular challenges. These vehicles are designed to excel both on public roads and racing circuits, with many owners participating in track days, sprint events, or the popular Ginetta racing series. This versatility requires tailored cover that can accommodate both road and competition use.
Ginetta’s commitment to lightweight construction and performance-focused engineering means these vehicles often appreciate in value, particularly classic models and limited production variants. Standard motor policies that rely on depreciation schedules simply cannot reflect the true market dynamics of Ginetta ownership.
Our tailored insurers understand the Ginetta community and can source appropriate cover that reflects both the technical specifications and the passionate ownership experience that defines this British marque.
Which Ginetta models can we insure?
Our tailored arrangements cover the complete range of Ginetta vehicles, from the earliest classics through to the latest high-performance models. Whether you own a piece of British motorsport history or the newest track weapon, we have the expertise to arrange appropriate cover.
Current Production Models
- Ginetta G60 – The flagship road car that combines everyday usability with serious performance capabilities, requiring cover that reflects its dual-purpose nature
- Ginetta G40 – Track-focused sports car designed for circuit use but road legal, needing tailored policies that can accommodate both environments
- Ginetta G55 – Competition-bred model available in various specifications, from road-legal versions to full race cars
Classic and Heritage Models
For owners of classic Ginetta models, including the legendary G4, the popular G15, G21, G27, and other heritage variants, we understand these vehicles require specialised agreed value cover that reflects their historical significance and appreciating values. Many of these models have become increasingly sought-after as British motorsport collectibles.
Competition Vehicles
We can arrange tailored cover for Ginetta race cars, including vehicles competing in the Ginetta Championship series, GRDC events, and other motorsport activities. This includes cover for transportation, paddock risks, and competition use.
What factors influence your Ginetta vehicle insurance premium?
Understanding the elements that affect your costs helps you make informed decisions about cover and risk management. Several factors impact the cost of insuring a Ginetta:
- Model and Specification – Track-focused models typically cost more to insure than road-oriented variants
- Intended Use – Road-only use attracts lower premiums than policies covering track days or competition
- Driver Experience – Experience with performance cars and clean driving records significantly influences premiums
- Storage and Security – Secure garage storage with additional security measures can reduce costs
- Annual Mileage – Limited mileage policies often source cost savings for weekend and leisure use
- Modifications – Declared modifications can be covered, but may affect premiums depending on their nature
Track Day and Competition Use
Many Ginetta owners participate in track days or competitive events. We can arrange cover that extends to circuit use, but this requires specific terms and conditions, including approved venues, safety equipment requirements, and often additional premiums.
Club Membership Benefits
Ginetta owners who are members of recognised clubs or participate in organised events may benefit from preferential rates.
Frequently Asked Questions
Yes, we can arrange policies that extend to track day use at approved circuits. This requires specific terms including safety equipment requirements and may involve additional premiums. Track day coverage is particularly popular among Ginetta owners given the vehicles’ track-focused design.
Absolutely. We specialise in covering classic Ginetta models including the G4, G15, G21, and other heritage variants. These often benefit from agreed value policies that reflect their collector status and appreciating values.
We can arrange specialist coverage for Ginetta race cars and vehicles used in competitive motorsport. This includes the popular Ginetta Championship series and other organised racing events, covering both the vehicle and associated risks.
Yes, we can cover declared modifications including performance upgrades, safety equipment, and cosmetic enhancements. It’s important to declare all modifications to ensure they’re properly covered and to avoid issues in the event of a claim.
Yes, we can arrange multi-vehicle policies for collectors or enthusiasts with several Ginetta models. This often provides administrative convenience and can offer cost savings compared to separate policies.
We work with recognised Ginetta owners’ clubs and can often provide preferential rates for club members. Club membership demonstrates commitment to responsible ownership and community participation.
For standard cases, we can often provide quotations within hours and arrange immediate cover upon acceptance. More complex requirements involving competition use or extensive modifications may require additional assessment time.
Agreed value coverage is particularly important for Ginetta vehicles, especially classics and limited production models. We work with you to establish an appropriate agreed value based on current market conditions and your vehicle’s specific characteristics.
Ready to protect your Ginetta with specialist coverage that understands British motorsport heritage? Contact our experienced team today for a comprehensive quotation tailored to your specific requirements. Our UK-based specialists are here to ensure your exceptional British sports car receives the protection it deserves.
