Tailored insurance for Britain’s beloved sports cars and modern classics
When you own an MG, you’re driving a piece of British heritage that spans nearly a century of innovation, style, and sporting excellence. At Chris Knott Insurance, we understand the unique appeal of MG vehicles and the tailored requirements that come with insuring these distinctive cars, from classic MGB roadsters to the latest MG sports cars.
Whether you own a cherished classic MGA, a beloved MGB, the iconic Midget, or one of the modern MG models making their mark on British roads, our experienced team has the knowledge and tailored insurer relationships to secure protection for your treasured vehicle.
Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
MG vehicles occupy a special place in British motoring history, from the pre-war racing success of the MG T-Series through to the mass-market appeal of the MGB and the modern renaissance under SAIC ownership. This rich heritage creates specific considerations when arranging appropriate coverage.
Classic MG models, particularly those from the 1960s and 1970s, often appreciate rather than depreciate like conventional vehicles. The MGB, for instance, has seen significant value increases in recent years as enthusiasts recognise its importance as one of the world's best-selling sports cars. This appreciation means that standard motor policies, which typically use book values based on depreciation, may not provide adequate protection.
Modern MG vehicles, including the MG3, MG ZS, MG HS, and the exciting MG4 EV, represent excellent value for money but require insurers who understand their specific characteristics, parts availability, and repair requirements. Our specialist relationships ensure we can provide competitive coverage for both heritage and contemporary models.
The engineering heritage of MG also means that many owners are enthusiasts who modify, restore, or enhance their vehicles. From engine upgrades on classic MGBs to modern performance modifications on newer models, we understand these enhancements and can arrange coverage that protects your investment in improvements.
Our tailored arrangements cover the complete spectrum of MG vehicles, from the earliest pre-war models through to the latest electric vehicles. Whether you own a piece of motoring history or a modern MG, we have the expertise to arrange appropriate cover.
Understanding the elements that affect your costs helps you make informed decisions about cover and risk management. Several factors impact the cost of insuring an MG:
Classic MG owners often benefit from tailored policies that recognise the different usage patterns and lower risk profiles associated with heritage vehicles. Limited mileage policies, typically offering 1,000 to 5,000 miles annually, can source substantial savings whilst still allowing enjoyable use of your classic.
Contemporary MG models are assessed using standard criteria, though factors such as the vehicle’s safety rating, security features, and repair costs all influence premiums. The growing MG dealer network and parts availability generally work in favour of suitable pricing.
Our insurers' policies can be tailored to include a wide range of cover options designed specifically for MG ownership, whether classic or modern.
Our approach to MG vehicle insurance is built on genuine understanding and appreciation of these distinctive cars. Our team includes MG enthusiasts who understand that owning an MG is about more than getting from A to B - it's about being part of a community with shared values of affordable sporting motoring.
We maintain relationships with specialist insurers who understand both classic and modern MG vehicles. This means we can offer competitive premiums whilst ensuring comprehensive protection that recognises the unique characteristics of MG ownership.
Our personal service approach means you'll work with experienced team members who understand MG vehicles and can adapt your coverage as your needs change, whether you're restoring a classic, modifying a modern model, or adding vehicles to your collection.
The most common questions we're asked about mg insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.
Yes, MGBs typically qualify for classic car insurance once they reach 20-25 years old, though some insurers may accept vehicles younger. Classic policies often provide better value and more appropriate coverage than standard motor insurance for vehicles used for leisure rather than daily transport.
Most classic car policies require drivers to be at least 21-25 years old, though this varies by insurer. Some may accept younger drivers with additional requirements, such as advanced driving courses or limited annual mileage.
While not always mandatory, secure garage storage typically results in lower premiums and better protection for your investment. Some agreed value policies may require secure storage as a condition of cover.
Yes, we can arrange coverage for modified MG vehicles. It's essential to declare all modifications to ensure proper coverage. Some modifications may increase premiums whilst others, particularly safety enhancements, may reduce them.
Standard road policies typically exclude track use, but we can arrange specialist coverage for track day participation. This requires specific terms and conditions and may involve additional premiums.
For agreed value policies, we may require professional valuations, evidence of restoration costs, or recent sales data for comparable vehicles. Our team can guide you through the valuation process.
Yes, we can arrange multi-vehicle policies for MG collections. This often provides cost savings and administrative convenience with a single renewal date covering all your vehicles.
We can arrange European touring coverage for MG owners participating in continental events or tours. This ensures your vehicle is protected whilst abroad and complies with local insurance requirements.
Ready to protect your MG with specialist coverage that understands British motoring heritage? Contact our experienced team today for a comprehensive quotation tailored to your specific requirements. Our UK-based specialists are here to ensure your MG receives the expert protection it deserves.
One broker, many kinds of cover - all handled by our UK-based team.
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ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every mg insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
