Specialist insurance for Japan's most versatile performance cars
When you own a Subaru, you're driving one of the most distinctive and capable vehicles on the road. From the rally-bred WRX STI to the practical Forester, Subaru vehicles combine Japanese engineering excellence with all-weather capability that sets them apart. At Chris Knott Insurance, we understand the unique appeal of Subaru ownership, and we're here to provide the specialist coverage your vehicle deserves.
Whether you own a turbocharged Impreza, the iconic BRZ, a reliable Outback, or any other model from Subaru's diverse range, our experienced team has the knowledge and specialist insurer relationships to secure comprehensive protection for your prized vehicle.
Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
Subaru vehicles occupy a special place in the automotive landscape. Known for their distinctive boxer engines, symmetrical all-wheel drive systems, and rally heritage, these cars often require specialist understanding from insurers who appreciate their engineering and enthusiast appeal.
Many Subaru models, particularly the WRX STI, Impreza Turbo, and Legacy variants, are popular choices for modification and performance enhancement. This enthusiast following means that standard insurers may not fully understand the true value and specialist requirements of these vehicles.
The brand's strong rally heritage and association with performance driving also means that Subaru owners often participate in track days, rally events, and driving experiences that require specialist coverage arrangements.
Our specialist insurers understand the Subaru community and can provide appropriate coverage that reflects both the practical and performance aspects of ownership.
Our specialist arrangements cover the complete Subaru range, from current production models through to classic imports and rare performance variants.
For owners of classic Subaru models including the legendary Impreza 22B, various STI versions, Legacy RS models, or rare JDM imports, we understand that these vehicles often require specialist agreed value coverage that reflects their enthusiast status and appreciating values.
Japanese imports, whether official or grey imports, require particular expertise as they may have different specifications, higher performance levels, or unique features not found on UK market vehicles.
Understanding the elements that affect your costs helps you make informed decisions about coverage and risk management. Several factors impact the cost of insuring a Subaru:
Many Subaru owners are members of clubs or forums, participate in meets and events, or use their vehicles for specific activities like green laning or track days. Our insurers can take these factors into account when assessing risk and may offer preferential rates for club members.
Some Subaru owners, particularly those with performance models, use their vehicles seasonally or for specific purposes. Our policies can be tailored to reflect these usage patterns, potentially offering cost savings for vehicles that aren't used year-round.
Our comprehensive policies can be tailored to include a wide range of coverage options designed specifically for Subaru ownership patterns.
Comprehensive Physical Damage - Full protection against collision, theft, vandalism, weather damage, and other risks. This is particularly important for modified or import vehicles where replacement parts may be expensive or difficult to source.
Third Party Liability - Essential coverage that protects you against claims from other parties. We recommend appropriate liability limits that reflect your circumstances and the performance of your vehicle.
Agreed Value Protection - Particularly important for classic, rare, or heavily modified Subaru vehicles where standard market valuations may not reflect true worth.
Modification Coverage - Comprehensive protection for declared modifications, ensuring your investment in performance or aesthetic enhancements is properly covered.
Import Vehicle Protection - Specialist coverage for JDM imports or grey imports that may have unique specifications or higher values than UK equivalents.
Track Day Coverage - Optional extension for owners who participate in track events, driving experiences, or motorsport activities.
Breakdown and Recovery - Particularly valuable for modified vehicles that may require specialist recovery or repair services.
Our approach to Subaru vehicle insurance is built on a genuine understanding of the brand and its community. Our team includes enthusiasts who appreciate the engineering excellence, modification potential, and unique character that make Subaru ownership special.
We maintain relationships with specialist insurers who share this understanding and have experience with the full range of Subaru models, from practical family cars to highly modified performance machines.
Our service means you'll work with team members who understand your specific requirements, whether you're insuring a daily-driven Forester or a track-focused STI build. Call us on 0800 917 2274 to speak with a specialist and get cover that fits your Subaru perfectly.
The most common questions we're asked about Subaru insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.
Yes, we arrange cover for modified Subarus every day. Remaps, uprated turbos, coilovers, bigger intercoolers and full rolling-road maps are all common on the Impreza and WRX STI scene. Declare each modification honestly and our UK-based team will match you with an insurer on our panel who understands the tuning world rather than penalising you for it.
Yes. Japanese-market Imprezas, Legacy B4s, Forester STIs and cars like the rare 22B come up on our books regularly. We can arrange cover for grey and parallel imports, including cars brought in under the personal import route. You'll need V5, NOVA paperwork and any dating certificate to hand so we can set up the policy properly.
Standard road policies don't cover competitive motorsport or timed track sessions, but we can arrange specialist cover that extends to sprints, rally stages or track days at approved UK circuits. Terms depend on the car, the event and your experience. Call our team before booking and we'll talk you through what a policy will and won't pick up.
Yes. Values on cars like the 22B STI, RB5 and first-generation Legacy Turbo have climbed sharply, and standard market-value settlements rarely do them justice. We can arrange agreed-value cover so the figure is locked in writing upfront. You'll usually need photos, a written spec and a recent valuation from a recognised Subaru specialist or owners' club.
Yes. Multi-car policies are popular with Subaru owners who use a Forester or Outback day-to-day and keep an Impreza, BRZ or classic turbo for weekends. One renewal date, one set of documents and often a better combined price than two separate policies. Each driver and each car still has to be declared in full.
If your Impreza or BRZ only sees dry weekends and the odd show, a limited-mileage policy can reduce the premium significantly. Typical bands are 3,000, 5,000 or 7,500 miles a year. Be realistic when you choose a band - exceeding the agreed mileage can affect a claim. Our team will talk you through the trade-offs.
Fitted Subarus remain a theft target, so insurers on our panel often want to see a Thatcham-rated tracker or immobiliser on higher-value cars. Declare any upgrades - factory or aftermarket - when you quote. In many cases a good tracker, secure parking and a sensible annual mileage combine to bring the premium down noticeably.
One broker, many kinds of cover - all handled by our UK-based team.
Home, landlord, holiday home, listed buildings, thatched properties and places of worship.
Explore
Liability, professional indemnity, shop insurance, fleet cover and business interruption.
Explore
Annual, single trip, medical conditions and group travel cover for UK and overseas.
Explore
Charity, church, dog business, allotment and place of worship insurance from specialists.
ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every subaru insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
