Tailored insurance for British motorcycle and car enthusiasts
When you own a Triumph, you’re not just purchasing a vehicle; you’re investing in a piece of British engineering heritage that spans over a century. At Chris Knott Insurance, we understand the unique requirements that come with insuring these iconic machines, and we’re here to source the tailored cover your Triumph deserves.
Whether you own a classic Bonneville, a modern Speed Triple, a vintage Spitfire, or a meticulously restored Herald, our experienced team knows and tailors insurer relationships to secure protection for your prized British machine.
Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
Triumph represents one of Britain's most enduring automotive success stories, with the motorcycle division continuing to thrive whilst the car heritage lives on through cherished classics. From the iconic Bonneville that defined motorcycling cool to the elegant Spitfire that epitomised affordable British sports cars, Triumph vehicles hold a special place in enthusiasts' hearts.
The challenge with Triumph coverage lies in the diverse range of vehicles bearing the name. A 1960s TR6 requires very different consideration from a modern Street Triple, yet both deserve specialist attention that recognises their unique characteristics and values.
Classic Triumph cars, particularly the TR series and Spitfires, have seen significant appreciation in recent years. What was once considered an affordable classic is now commanding serious money, especially for well-maintained examples with good provenance. This appreciation means that standard motor policies, which typically use depreciated book values, simply cannot provide adequate protection.
Modern Triumph motorcycles present their own challenges, with high-performance models like the Speed Triple and Daytona requiring insurers who understand the performance capabilities and associated risks of these sophisticated machines.
Our specialist arrangements cover the full spectrum of Triumph vehicles, from pre-war classics through to the latest high-performance motorcycles. Whether you own a piece of British automotive history or the newest technological marvel from Hinckley, we have the expertise to arrange appropriate coverage.
For owners of rare Triumph models, including pre-war cars, factory racing motorcycles, or limited edition specials, we understand that these vehicles require specialised coverage that reflects their historical significance and rarity value.
Understanding the elements that affect your costs helps you make informed decisions about coverage and risk management. Several factors impact the cost of insuring a Triumph:
Where and how you store your Triumph significantly impacts your premium. Classic cars benefit enormously from garage storage, whilst motorcycles require secure storage and additional security measures to minimise theft risk.
For motorcycles, particularly, your riding experience and any advanced training courses completed can positively influence your premium. Many insurers offer discounts for IAM or RoSPA-qualified riders.
Many Triumph owners benefit from the owners' club insurance schemes that we arrange. Club membership often demonstrates commitment to responsible ownership and can result in preferential premiums.
Our comprehensive policies can be tailored to include a wide range of coverage options designed specifically for Triumph ownership, whether classic or modern.
Many Triumph owners personalise their vehicles, whether through period modifications on classics or performance upgrades on modern machines. Our policies can be adapted to cover these enhancements, ensuring your investment is properly protected.
For classic cars undergoing restoration, we can arrange coverage that protects both the vehicle and the restoration work in progress. This includes coverage for parts and materials, ensuring you're protected throughout the restoration process.
It's essential to declare any modifications to ensure they're covered. Our team works with you to understand your modifications and ensure they're properly reflected in your policy.
The most common questions we're asked about Triumph insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.
Yes. Values on cars like the TR4, TR5, TR6, Stag and Spitfire have risen steadily and a standard market-value settlement rarely reflects the condition of a properly maintained car. We can arrange agreed-value cover so the figure is fixed in writing at inception. You'll normally need dated photos, a written spec and a recent valuation from a Triumph specialist or owners' club.
Some of the insurers on our panel recognise membership of the Triumph Sports Six Club, Club Triumph, the TR Register and the Stag Owners Club with preferential terms. Clubs show an insurer that the car is maintained, valued and usually kept in a garage. Mention your club membership when you call and we'll factor it into the quote.
Yes. Most Triumphs are used for summer runs, club events and shows rather than commuting. Limited-mileage policies reward that with a lower premium. Typical bands are 1,500, 3,000 and 5,000 miles a year. Pick the band that matches how you actually use the car and keep a note of the odometer at renewal - going over can affect how a claim is settled.
Yes. Laid-up cover protects a Spitfire, Herald, TR or Stag against fire, theft and accidental damage while the car is off the road over winter. You can't drive the car during the laid-up period, but cover stays in force and the premium is usually a fraction of full road cover. Very common on Triumphs that sleep from October to April.
Yes. A part-finished TR6 or Stag sitting in the garage is still worth protecting - especially once new panels, chrome and trim are added. We can arrange restoration cover that protects the car and, in many cases, the parts and panels around it. The insurer will want photos, a description of storage and a realistic projected value on completion.
Yes. Multi-car policies work well where a Spitfire, TR6 or Stag shares the driveway with a modern daily driver. One renewal date, one set of documents and in most cases a better combined price than running two separate policies. Each car and each driver still has to be declared properly when we set the cover up.
If your policy is set up on an agreed-value basis, you should receive the figure shown on your schedule without the usual market-value argument. On most classic Triumph policies you also have the option to buy the salvage back at a fair price - worth knowing on cars like the TR or Stag where even a damaged shell is still viable for a future rebuild.
Yes. Triumphs are popular on everything from Le Mans Classic support runs to club tours through France and Italy. Most classic policies on our panel include a decent period of European cover as standard, often 30 to 90 days. Tell us your plans up front and we'll confirm the exact limit and any touring or breakdown add-ons you might want.
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ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every triumph insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
