Tailored business protection for hairdressers, hair stylists and salons
Excellent service from start to finish. The team took time to understand exactly what I needed and found me a great policy at a competitive price. Couldn't be happier with the whole experience.
Been with Chris Knott for over 5 years now. Easy renewal process and the team are always a pleasure to speak with. Proper UK-based advice you can actually trust.
After being let down by my previous insurer, Chris Knott made the whole process painless. Honest, straightforward, and friendly from the very first call. Highly recommend them.
Andy was brilliant - talked me through all the options clearly, no pressure, and found me a much better deal than the comparison sites. This is how insurance should be done.
I needed specialist cover for my classic Jaguar and Chris Knott sorted it quickly and at a great price. Really impressed with the level of knowledge and personal service.
Switched my home insurance after a recommendation from a friend. Very competitive premium and the whole thing was done in under 20 minutes. Very pleased with everything.
First-class service. I dealt with Emma who was patient, helpful and knew exactly what I needed for my thatched cottage. Got proper specialist cover, not a standard policy.
Genuinely good old-fashioned customer service. A real person who actually listens and helps you find the right cover. Wouldn't go anywhere else for my insurance now.
Had a claim last year and Chris Knott supported me throughout. Made a stressful situation much easier. Fair, fast, and professional - exactly what you want from a broker.
Renewed my multi-car policy today. Still the best value I've found anywhere and the team remembered me from last year. That personal touch really makes a difference.
Very helpful team, especially when I needed to add a modified vehicle to my policy. Talked me through everything and made sure I was properly covered. Excellent all round.
Chris Knott have been brilliant for my listed property - most insurers wouldn't touch it but they found me comprehensive cover at a sensible price. Grateful for their expertise.
Efficient, clear, and competitive. I ran through three comparison sites before calling Chris Knott and they beat them all. UK-based team made the whole thing painless.
Outstanding from start to finish. I've recommended Chris Knott to everyone I know - my parents, my sister, and even my colleagues. They never let anyone down.
The service is what sets Chris Knott apart. You get proper advice from people who understand insurance, not a script. Worth every penny and more.
I’m glad I have Chris Knott Car Insurance as I have never thought to leave. Service is brilliant.
Mariea Mortimer
The most common questions we're asked about hairdressing insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.
The only insurance hairdressers are required to have by law is Employers’ Liability Insurance. However, this is only needed if you have employees. All other policies are optional.
That said, Public Liability Insurance gives you peace of mind that you can defend yourself against claims of injury, damage or ill health from members of the public. In addition, protection for expensive stock and equipment can be useful in case of theft or loss.
But it’s not just you that benefits. Your clients are likely to be reassured that you have appropriate insurance. Not only does it demonstrate that you take your business seriously, but it also shows that you can rectify a situation if something goes wrong.
If you work for a hair salon, your employer will arrange insurance for the business. However, if you’re self-employed, you will need to put your own protection in place.
At the bare minimum, we recommend arranging Public Liability Insurance for hairdressers. In the event that you cause someone harm, or damage their property in the course of providing your service, the insurance will help you to defend a claim or cover any compensation if you are found liable. The third party doesn’t have to be a client; it could be a member of the public. For instance, if someone trips over a pavement sign that you placed outside your business premises.
If you have any equipment or stock (for instance, treatments, colours or heat lamps), you may also want to protect these against loss or damage.
If you offer hair extensions, you may want to cover yourself against the cost of things going wrong. Hair Extension Insurance may also be a key consideration for you, particularly if it factors in the chemical and glues involved in applying them.
Running a hair salon with employees or apprentices? You will need Employer’s Liability Insurance by law. If an employee is injured, gets sick or their property is damaged while working for you, they could make a claim for compensation. This insurance allows you to defend any claims and may cover damages if you are found liable.
If you own the premises that houses your hair salon, you’re likely to need Buildings Insurance to protect it against damage or destruction. Plus, it’s often a condition of your mortgage provider.
The price of Hairdressers Insurance will vary depending on the services you provide, how you do it and where you do it.
For instance, self-employed hairdressers will not need the same protection as hair salons, who may need Employers’ Liability Insurance.
Not by law, unless you employ another person within your business. However, Public Liability Insurance should be a consideration, so you can defend yourself against claims of damage, injury or ill health as a result of you conducting your work.
In addition, you might want to consider protection for your hairdressing kit and treatments.
Hair Salon Insurance typically covers the whole of a hairdressing business, including its premises, stock and employees as well as any of the treatments provided.
We typically refer to Hairdressers Insurance when we’re talking about policies for self-employed hairdressers and stylists.
From charity cover to photography insurance, allotment policies to dog-business cover, browse our full specialist scheme range below.
One broker, many kinds of cover - all handled by our UK-based team.
Classic, modified, imported, performance cars and more. Owner's club members save up to 15%.
Explore
Home, landlord, holiday home, listed buildings, thatched properties and places of worship.
Explore
Liability, professional indemnity, shop insurance, fleet cover and business interruption.
Explore
Annual, single trip, medical conditions and group travel cover for UK and overseas.
ExploreEvery page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.
Every hairdressing insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.
