Annual Travel Insurance

Peace of mind for all your travels both at home and overseas

If you’re planning to take multiple trips this year, be sure to get a quote for an Annual Travel Insurance policy. With prices starting at just £61 per year, it provides great value and high-quality protection for a broad range of risks.*

What’s more, our Annual Travel Insurance policies can be used to cover an unlimited number of trips to either European and/or worldwide destinations, so you have complete flexibility over where you travel.

Key benefits of choosing CKI

  • Cover for travellers under 74 years at policy inception**
  • Cover available for pre-existing medical conditions**
  • 21 days of winter sports cover included
  • Cover for 100s of sports and holiday activities
  • Covid cover for medical expenses and trip cancellation after a positive test.

Have been with this company for many years. Great service and customer care

JustAnswer Customer, Trust Pilot

Annual Travel Insurance FAQs

What is Annual Multi-Trip Travel Insurance?

Annual Multi-Trip Travel Insurance is designed to provide financial protection for an unlimited number of trips in a 12-month period. It typically provides cover for trip cancellation, curtailment, lost or damaged baggage, emergency medical treatment and repatriation. While it is most commonly associated with foreign travel, it can also be used to cover cancellation of UK trips and staycations. Our policies allow for trips of up to 45 days (31 days if aged 70-74) but can be increased to 62 for an additional fee.

What is covered by an Annual Travel Insurance policy?

Our policies cover:

  • Trip cancellation (inc. cancellation due to a positive Covid-19 test before departure)
  • Trip curtailment
  • Missed departures
  • Medical expenses (inc. treatment for Covid while abroad)
  • Supplier failure
  • Baggage
  • Delays
  • Repatriation

We also include cover for 21 days of winter sports each year.

How much is Annual Travel Insurance?

Our policies start at just £53.99*. However, the price you pay for Annual Travel Insurance will vary depending on a wide range of factors, including your age, any pre-existing medical conditions and more.

To find out how much your annual policy will cost, get a quote online. If you’re planning to travel more than once during a 12-month period, it can often work out cheaper than multiple single-trip policies.

How does Annual Travel Insurance work?

In the simplest terms, you buy one Travel Insurance policy that covers all trips within a 12-month period (including staycations). It typically covers cancellation, curtailment, illness and repatriation. Our policies also include cover for up to 21 days of winter sports.

Policies start on the date of purchase and last for 12 months. You can cancel within 14 days of purchase if you change your mind.

There are often trip-duration limits, but we can arrange long-stay travel insurance if you’re planning to live, work or study abroad for up to 24 months (terms apply). Just give us a call to find out more.

* Based on annual cover for an individual aged 41 to Europe.
** Terms apply.

Are you looking for Group Travel Insurance?