Chris Knott Insurance

Allotment Insurance

Allotment Insurance from Chris Knott is designed with the needs of allotments, clubs and societies in mind. We’re proud to work hand-in-hand with the leading representative body for the UK allotment community, The National Allotment Society (NAS), to ensure your needs are met. To get a quote, you can call us on 0800 917 2274 or email us at enquiries@chrisknott.co.uk

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Allotment Insurance
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Frequently Asked Questions

Your Allotment Insurance Questions Answered

The most common questions we're asked about allotment insurance. Can't find what you're looking for? Speak to our UK-based team on 0800 917 2274.

How do we know what we need?

Our friendly team is on hand to guide you through the insurance process and make sure your allotment association has the right cover in place.

Working together, we’ll select the right elements and choose the level of cover that best suits your individual needs. Of course, we can advise you if you’re unsure about anything. We want you to be confident in your cover.

What does Allotment Insurance cover?

Typically, cover is for your legal liabilities i.e. for the defence, management and payment of claims made against you. However, you can also arrange protection for your buildings, equipment, cups and trophies, abandoned events and loss of money.

Here’s the full run-down…

Public Liability

Covers your association, trustees, employees, members, landlord, judges, stewards and officials in connection with the activities of the association/club/society. For the defence, management and payment of claims made against you for injury, loss or damage. Up to £10m limit.

Employer’s Liability

Up to £10 million to cover your association for the injury, death or disease of employees and volunteers. For the defence, management and payment of claims.

Victim Compensation

If you are the victim of negligence and have been unable to recoup your court award from the negligent person, this section will provide up to £250,000 in cover.

Trustees’ Indemnity

Covers your trustees for errors, acts and omissions as they carry out their not-for-profit duties. For the defence, management and payment of claims. Up to a £100,000 limit.

Buildings & Equipment

Extendable cover that pays for loss or damage to the buildings and equipment owned, hired or used by your club/association/society.

Cups & Trophies

Cover for loss or damage.

Abandoned Events

Covers you for cancellation of club-organised events due to unforeseen circumstances (exclusions may apply).

Loss of Money

Cover when taking money to the bank or when it is temporarily at the home of association, club or society officials.

What does Allotment Insurance cost?

We recognise that you probably don’t have access to vast sums of money – that’s exactly why you need to protect your allotment association in the first place. Thankfully, our cover is highly affordable and starts at just £69 per year. NAS members and SAGS members receive a discount.

Can we get allotment shed insurance?

You can. We can ensure that any sheds owned by the association are protected against damage and destruction. If individual plot holders need cover for their own sheds, this will need to be covered by their personal insurance.

Can you arrange Community Garden and Allotment Insurance?

Yes. If your allotment association manages a community garden, we can organise relevant protection for the garden and its contents as well as any associated liabilities. Just mention the garden to our brokers when you arrange a quotation.

Can you arrange insurance for allotment holders?

Yes. Not only can we arrange protection for allotment associations, but individual allotment holders too. They simply need to call us on 0800 917 2274 to arrange a quote for their plot.

How do we get an Allotment Insurance quote?

For peace of mind and a no-obligation quotation, please give Chris Knott Insurance a call on 01424 205001 and speak to an Allotment Insurance expert, or request a callback.

Transparency You Can Trust

Written and Reviewed
by Our Own Team

Every page is written and fact-checked by our UK-based insurance specialists. Chris Knott Insurance has been arranging cover since 1983.

SC
Written by
Simon Clark
Chris Knott Insurance
Chris Knott Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority. FCA Register number 304452.
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Get Your Allotment Insurance
Quote

Every allotment insurance policy is different. Speak to our specialist UK-based team and we'll arrange a quote that properly reflects your property and circumstances.

Monday to Friday 9am – 5pm
enquiries@chrisknott.co.uk

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